InvestVerdict
UTI - Credit Risk Fund.
Direct Plan · Growth · Credit Risk · Scheme code 120764
Fund houseUTI Mutual Fund
CategoryCredit Risk
Plan & optionDirect · Growth
History13.7 years
Returns (%)
| 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y | Launch | |
|---|---|---|---|---|---|---|---|---|---|
| This scheme | 0.46 | 2.37 | 3.24 | 6.88 | 7.82 | 10.20 | 2.32 | 3.51 | 5.43 |
| Credit Risk category median |
— | — | — | 8.17 | 8.81 | 7.44 | — | 7.88 | — |
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.
Risk
| Volatility | Sharpe | Sortino | Beta | Alpha | Max fall | R² | |
|---|---|---|---|---|---|---|---|
| This scheme | 6.1% | 0.22 | 0.25 | — | — | -34.4% | — |
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
| Windows | Worst | Median | Best | Periods that lost money |
|---|---|---|---|---|
| 611 | -32.8% | 8.0% | 23.2% | 14% |
Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.