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InvestVerdict

UTI - India Consumer Fund

Direct Plan · IDCW · Sectoral / Thematic · Scheme code 120781

NAV₹51.4227as on 27 Oct 2026
Fund houseUTI Mutual Fund
CategorySectoral / Thematic
Plan & optionDirect · IDCW
History13.7 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 1.199.506.00 2.0812.8511.02 13.5811.0110.68
Nifty 500
benchmark		 0.874.312.15 5.2012.4911.41 ——15.49
Sectoral / Thematic
category median		 ——— -5.6313.0410.23 —13.74—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 16.6% 0.38 0.53 0.99 0.23% -29.7% 82.95
Nifty 500
benchmark		 15.2%0.39 0.58—— -37.3%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 36 months this scheme and its benchmark share.

Growth of ₹100 since launch

611953284622014201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-10%-20%-30%2014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
3,114 -24.2% 10.8% 52.2% 23%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
105% 107% 0.91 6.9% 0.03 6.12

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 36 months this scheme and Nifty 500 share.

InvestVerdict

UTI - India Consumer Fund

Direct Plan · IDCW

Allocation

By asset

Equity98.04%
Cash & Equivalents1.96%

By market cap

Large Cap69.71%
Mid Cap17.46%
Small Cap10.50%
Unclassified0.63%

Concentration

Number of stocks43
Top 5 stocks36.88%
Top 10 stocks55.19%
Top 20 stocks75.58%
Lines in the filing45
Largest holding9.40%
Largest sectorAutomobiles 25.12%
Effective stocks23.6
Sectors held18
Cash1.96%

Effective stocks is what the concentration works out to: a fund holding 43 names but most of its money in a few behaves like a fund of 24. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Automobiles — 25.1%Retailing — 19.4%Consumer Durables — 13.6%Telecom - Services — 5.6%Diversified FMCG — 5.0%Food Products — 3.9%Realty — 3.4%Beverages — 3.3%Other — 20.7%Automobiles25.1%Retailing19.4%Consumer Durables13.6%Telecom - Services5.6%Diversified FMCG5.0%Food Products3.9%Realty3.4%Beverages3.3%Other20.7%
Automobiles25.12%
Retailing19.38%
Consumer Durables13.64%
Telecom - Services5.60%
Diversified FMCG4.97%
Food Products3.93%
Realty3.40%
Beverages3.28%
Agricultural Food & other Products2.86%
Industrial Products2.81%
Leisure Services2.56%
Healthcare Services2.54%
Cash & Equivalents1.96%
Finance1.87%
Chemicals & Petrochemicals1.41%
Banks1.35%
Capital Markets1.30%
Financial Technology (Fintech)1.08%
Entertainment0.94%
InvestVerdict

UTI - India Consumer Fund

Direct Plan · IDCW · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 EQ - ETERNAL LIMITED Retailing 1,992,541 — 9.40%
2 EQ - MAHINDRA & MAHINDRA LTD. Automobiles 211,944 — 9.22%
3 EQ - TITAN COMPANY LTD. Consumer Durables 109,829 — 7.43%
4 EQ - BHARTI AIRTEL LTD. Telecom - Services 216,255 — 5.60%
5 EQ - MARUTI SUZUKI INDIA LTD. Automobiles 29,609 — 5.23%
6 EQ - EICHER MOTORS LTD Automobiles 44,160 — 4.66%
7 EQ - TRENT LIMITED Retailing 104,193 — 4.03%
8 EQ - TVS MOTOR COMPANY LTD Automobiles 60,480 — 3.66%
9 EQ - NESTLE INDIA LTD. Food Products 160,269 — 3.10%
10 EQ - TATA CONSUMER PRODUCTS LTD Agricultural Food & other Products 204,490 — 2.86%
11 EQ - ITC LTD. Diversified FMCG 733,363 — 2.84%
12 EQ - HERO MOTOCORP LTD. Automobiles 30,370 — 2.35%
13 EQ - PHOENIX MILLS LTD Realty 75,550 — 2.16%
14 EQ - HINDUSTAN UNILEVER LTD Diversified FMCG 77,000 — 2.13%
15 EQ - POLYCAB INDIA LTD Industrial Products 16,907 — 2.00%
16 NET CURRENT ASSETS Unclassified — — 1.95%
17 EQ - BAJAJ FINANCE LTD. Finance 131,906 — 1.87%
18 EQ - INFO-EDGE (INDIA) LTD. Retailing 101,220 — 1.82%
19 EQ- GLOBAL HEALTH LTD. Healthcare Services 90,000 — 1.81%
20 EQ - JUBILANT FOODWORKS LTD. Leisure Services 255,000 — 1.72%
21 EQ - VARUN BEVERAGES LTD Beverages 266,000 — 1.69%
22 EQ - DIXON TECHNOLOGIES (INDIA) LTD Consumer Durables 8,660 — 1.67%
23 EQ - PIDILITE INDUSTRIES LTD. Chemicals & Petrochemicals 65,035 — 1.41%
24 EQ - HDFC BANK LIMITED Banks 129,500 — 1.35%
25 EQ - V-MART RETAIL LTD Retailing 119,150 — 1.32%
26 EQ - METRO BRANDS LTD Consumer Durables 105,677 — 1.31%
27 EQ - BRIGADE ENTERPRISES LTD. Realty 146,367 — 1.24%
28 EQ - AVENUE SUPERMARTS LTD. Retailing 21,867 — 1.23%
29 EQ - VISHAL MEGA MART LTD Retailing 797,950 — 1.19%
30 EQ - UNITED SPIRITS LTD. Beverages 56,863 — 1.14%
InvestVerdict

UTI - India Consumer Fund

Direct Plan · IDCW · where the money sits

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹785,140 ₹185,140 10.71%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 28 Oct 2026.