Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
18.4%
-0.18
-0.23
1.02
-9.09%
-56.2%
70.68
Nifty 500 benchmark
15.2%
0.39
0.58
—
—
-37.3%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
36 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
2,882
-47.9%
6.1%
91.8%
36%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
86%
130%
0.84
10.0%
-0.90
-3.04
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 36 months this scheme and
Nifty 500 share.
Aditya Birla Sun Life Banking and Financial Services Fund
Regular Plan · IDCW-Re-investment
Allocation
By asset
Equity
98.90%
Cash & Equivalents
1.10%
By market cap
Large Cap
63.59%
Mid Cap
13.40%
Small Cap
19.86%
Unclassified
0.88%
Concentration
Number of stocks
41
Top 5 stocks
44.61%
Top 10 stocks
62.05%
Top 20 stocks
81.83%
Lines in the filing
44
Largest holding
13.86%
Largest sector
Banks 54.52%
Effective stocks
17.7
Sectors held
5
Cash
1.10%
Effective stocks is what the concentration works out to: a fund holding
41 names but most of its money in a few
behaves like a fund of 18. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Banks
54.52%
Finance
26.18%
Capital Markets
8.43%
Insurance
7.62%
Financial Technology (Fintech)
2.15%
Cash & Equivalents
1.10%
Aditya Birla Sun Life Banking and Financial Services Fund
Regular Plan · IDCW-Re-investment · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
ICICI Bank Ltd.
Banks
3,571,644
472
13.86%
2
HDFC Bank Ltd.
Banks
5,058,496
359
10.53%
3
Axis Bank Ltd.
Banks
2,237,100
274
8.05%
4
Bajaj Finance Ltd.
Finance
2,388,250
229
6.73%
5
Shriram Finance Ltd.
Finance
1,886,669
185
5.44%
6
State Bank of India
Banks
1,793,689
172
5.05%
7
Kotak Mahindra Bank Ltd.
Banks
2,956,665
123
3.62%
8
PNB Housing Finance Ltd.
Finance
918,856
103
3.02%
9
AU Small Finance Bank Ltd.
Banks
981,861
99
2.91%
10
Bank of Maharashtra
Banks
12,196,451
97
2.84%
11
SBI Life Insurance Co. Ltd.
Insurance
533,402
90
2.66%
12
Billionbrains Garage Ventures Ltd.
Capital Markets
4,329,044
80
2.34%
13
TATA Capital Ltd.
Finance
2,266,231
74
2.18%
14
City Union Bank Ltd.
Banks
3,252,055
74
2.16%
15
ICICI Lombard General Insurance Company Ltd.
Insurance
402,727
64
1.88%
16
Aptus Value Housing Finance India Ltd.
Finance
2,636,162
61
1.80%
17
PB Fintech Ltd.
Financial Technology (Fintech)
562,883
60
1.76%
18
Home First Finance Company India Ltd.
Finance
531,517
59
1.72%
19
Ujjivan Small Finance Bank Ltd.
Banks
8,302,002
56
1.65%
20
Union Bank of India
Banks
3,247,925
56
1.63%
21
RBL Bank Ltd.
Banks
1,278,858
52
1.51%
22
HDB Financial Services Ltd.
Finance
802,537
50
1.46%
23
ICICI Prudential Asset Management Company Ltd.
Capital Markets
133,762
42
1.23%
24
Cholamandalam Financial Holdings Ltd.
Finance
274,916
38
1.12%
25
GO Digit General Insurance Ltd.
Insurance
1,406,925
37
1.07%
26
HDFC Life Insurance Company Ltd.
Insurance
676,800
35
1.04%
27
Star Health & Allied Insurance Co. Ltd.
Insurance
620,404
33
0.97%
28
Computer Age Management Services Ltd.
Capital Markets
473,460
32
0.93%
29
Prudent Corporate Advisory Services Ltd.
Capital Markets
101,121
32
0.93%
30
Piramal Finance Ltd.
Finance
147,840
30
0.89%
Aditya Birla Sun Life Banking and Financial Services Fund
Regular Plan · IDCW-Re-investment · where the money sits
What the manager did last month
Between the filings of 30 Jun 2026 and 31 Jul 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹37 cr
₹43 cr
1
3
-0.06%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
SBI funds Management ltd.
557,700
entered
—
32.9
Added to
Ujjivan Small Finance Bank Ltd.
3,232,656
+63.8%
+21.5%
23.2
Union Bank of India
495,600
+29.8%
-0.7%
8.5
Bajaj Finance Ltd.
50,000
+2.3%
+13.6%
5.7
Trimmed
Kotak Mahindra Bank Ltd.
390,000
-11.7%
-0.5%
15.2
State Bank of India
125,000
-6.5%
+0.1%
12.8
Cholamandalam Financial Holdings Ltd.
42,686
-13.4%
-7.4%
6.6
Computer Age Management Services Ltd.
50,000
-9.6%
-0.1%
4.0
Bank of Maharashtra
350,048
-2.8%
-13.2%
2.8
Canara Robeco Asset Management Company Ltd.
47,791
-6.9%
+5.8%
1.3
Sold out of
Bajaj Finserv Limited
200,000
exited
—
35.6
Muthoot Finance Limited
89,789
exited
—
26.9
IndusInd Bank Limited
117,368
exited
—
10.9
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹670,549
₹70,549
4.40%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 29 Oct 2026.
