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InvestVerdict

Aditya Birla Sun Life Banking and Financial Services Fund

Direct Plan · GROWTH · Sectoral / Thematic · Scheme code 125597

NAV₹64.9800as on 27 Oct 2026
Fund houseAditya Birla Sun Life Mutual Fund
CategorySectoral / Thematic
Plan & optionDirect · GROWTH
History12.7 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.996.270.01 9.8311.8612.09 14.0212.5916.95
Nifty 500
benchmark		 0.874.312.15 5.2012.4911.41 ——15.49
Sectoral / Thematic
category median		 ——— -5.6313.0410.23 —13.74—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 16.2% 0.33 0.50 0.94 -0.03% -47.4% 78.50
Nifty 500
benchmark		 15.2%0.39 0.58—— -37.3%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 36 months this scheme and its benchmark share.

Growth of ₹100 since launch

432935447952014201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-16%-32%-48%2014201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
2,882 -43.2% 15.9% 105.7% 18%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
98% 97% 0.89 7.5% -0.05 5.86

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 36 months this scheme and Nifty 500 share.

InvestVerdict

Aditya Birla Sun Life Banking and Financial Services Fund

Direct Plan · GROWTH

Allocation

By asset

Equity98.90%
Cash & Equivalents1.10%

By market cap

Large Cap63.59%
Mid Cap13.40%
Small Cap19.86%
Unclassified0.88%

Concentration

Number of stocks41
Top 5 stocks44.61%
Top 10 stocks62.05%
Top 20 stocks81.83%
Lines in the filing44
Largest holding13.86%
Largest sectorBanks 54.52%
Effective stocks17.7
Sectors held5
Cash1.10%

Effective stocks is what the concentration works out to: a fund holding 41 names but most of its money in a few behaves like a fund of 18. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Banks — 54.5%Finance — 26.2%Capital Markets — 8.4%Insurance — 7.6%Other — 3.3%Banks54.5%Finance26.2%Capital Markets8.4%Insurance7.6%Other3.3%
Banks54.52%
Finance26.18%
Capital Markets8.43%
Insurance7.62%
Financial Technology (Fintech)2.15%
Cash & Equivalents1.10%
InvestVerdict

Aditya Birla Sun Life Banking and Financial Services Fund

Direct Plan · GROWTH · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 ICICI Bank Ltd. Banks 3,571,644 472 13.86%
2 HDFC Bank Ltd. Banks 5,058,496 359 10.53%
3 Axis Bank Ltd. Banks 2,237,100 274 8.05%
4 Bajaj Finance Ltd. Finance 2,388,250 229 6.73%
5 Shriram Finance Ltd. Finance 1,886,669 185 5.44%
6 State Bank of India Banks 1,793,689 172 5.05%
7 Kotak Mahindra Bank Ltd. Banks 2,956,665 123 3.62%
8 PNB Housing Finance Ltd. Finance 918,856 103 3.02%
9 AU Small Finance Bank Ltd. Banks 981,861 99 2.91%
10 Bank of Maharashtra Banks 12,196,451 97 2.84%
11 SBI Life Insurance Co. Ltd. Insurance 533,402 90 2.66%
12 Billionbrains Garage Ventures Ltd. Capital Markets 4,329,044 80 2.34%
13 TATA Capital Ltd. Finance 2,266,231 74 2.18%
14 City Union Bank Ltd. Banks 3,252,055 74 2.16%
15 ICICI Lombard General Insurance Company Ltd. Insurance 402,727 64 1.88%
16 Aptus Value Housing Finance India Ltd. Finance 2,636,162 61 1.80%
17 PB Fintech Ltd. Financial Technology (Fintech) 562,883 60 1.76%
18 Home First Finance Company India Ltd. Finance 531,517 59 1.72%
19 Ujjivan Small Finance Bank Ltd. Banks 8,302,002 56 1.65%
20 Union Bank of India Banks 3,247,925 56 1.63%
21 RBL Bank Ltd. Banks 1,278,858 52 1.51%
22 HDB Financial Services Ltd. Finance 802,537 50 1.46%
23 ICICI Prudential Asset Management Company Ltd. Capital Markets 133,762 42 1.23%
24 Cholamandalam Financial Holdings Ltd. Finance 274,916 38 1.12%
25 GO Digit General Insurance Ltd. Insurance 1,406,925 37 1.07%
26 HDFC Life Insurance Company Ltd. Insurance 676,800 35 1.04%
27 Star Health & Allied Insurance Co. Ltd. Insurance 620,404 33 0.97%
28 Computer Age Management Services Ltd. Capital Markets 473,460 32 0.93%
29 Prudent Corporate Advisory Services Ltd. Capital Markets 101,121 32 0.93%
30 Piramal Finance Ltd. Finance 147,840 30 0.89%
InvestVerdict

Aditya Birla Sun Life Banking and Financial Services Fund

Direct Plan · GROWTH · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹37 cr ₹43 cr 1 3 -0.06%
StockShares tradedShares PriceValue
₹ cr
New position
SBI funds Management ltd. 557,700 entered — 32.9
Added to
Ujjivan Small Finance Bank Ltd. 3,232,656 +63.8% +21.5% 23.2
Union Bank of India 495,600 +29.8% -0.7% 8.5
Bajaj Finance Ltd. 50,000 +2.3% +13.6% 5.7
Trimmed
Kotak Mahindra Bank Ltd. 390,000 -11.7% -0.5% 15.2
State Bank of India 125,000 -6.5% +0.1% 12.8
Cholamandalam Financial Holdings Ltd. 42,686 -13.4% -7.4% 6.6
Computer Age Management Services Ltd. 50,000 -9.6% -0.1% 4.0
Bank of Maharashtra 350,048 -2.8% -13.2% 2.8
Canara Robeco Asset Management Company Ltd. 47,791 -6.9% +5.8% 1.3
Sold out of
Bajaj Finserv Limited 200,000 exited — 35.6
Muthoot Finance Limited 89,789 exited — 26.9
IndusInd Bank Limited 117,368 exited — 10.9
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹825,042 ₹225,042 12.71%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Oct 2026.