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InvestVerdict

DSP Dynamic Asset Allocation Fund

Regular Plan · Growth · Balanced Advantage · Scheme code 126394

NAV₹27.9470as on 30 Oct 2026
Fund houseDSP Mutual Fund
CategoryBalanced Advantage
Plan & optionRegular · Growth
History12.6 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.703.662.44 5.9410.158.07 9.578.418.83
Nifty 100
benchmark		 0.253.49-1.52 1.8410.529.38 ——12.79
Balanced Advantage
category median		 ——— -3.707.517.01 —9.06—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 6.5% 0.56 0.89 0.42 1.90% -19.4% 87.99
Nifty 100
benchmark		 14.4%0.28 0.40—— -37.0%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 36 months this scheme and its benchmark share.

Growth of ₹100 since launch

85158232306201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-7%-14%-21%201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
2,834 -10.6% 8.3% 37.9% 6%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
56% 29% 0.94 8.6% -0.05 8.59

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 36 months this scheme and Nifty 100 share.

InvestVerdict

DSP Dynamic Asset Allocation Fund

Regular Plan · Growth

Allocation

By asset

Equity73.01%
Debt22.96%

By market cap

Large Cap61.25%
Mid Cap5.85%
Small Cap5.91%
Unclassified22.96%

Concentration

Number of stocks79
Top 5 stocks21.15%
Top 10 stocks30.84%
Top 20 stocks45.98%
Lines in the filing94
Largest holding5.72%
Largest sectorBanks 31.89%
Effective stocks53.5
Sectors held29
Cash-12.88%

Effective stocks is what the concentration works out to: a fund holding 79 names but most of its money in a few behaves like a fund of 54. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Banks — 31.9%CRISIL AAA — 10.8%Insurance — 5.6%Sovereign — 5.6%Consumer Durables — 4.4%Cash & Equivalents — 4.0%Telecom - Services — 4.0%Finance — 3.6%Pharmaceuticals & Biotechnology — 3.5%Other — 26.7%Banks31.9%CRISIL AAA10.8%Insurance5.6%Sovereign5.6%Consumer Durables4.4%Cash & Equivalents4.0%Telecom - Services4.0%Finance3.6%Pharmaceuticals & Biotech…3.5%Other26.7%
Banks31.89%
CRISIL AAA10.79%
Insurance5.61%
Sovereign5.60%
Consumer Durables4.35%
Cash & Equivalents4.01%
Telecom - Services3.96%
Finance3.62%
Pharmaceuticals & Biotechnology3.47%
Automobiles2.71%
Petroleum Products2.60%
CRISIL AA+2.09%
Diversified FMCG2.04%
Ferrous Metals1.79%
ICRA AA+1.75%
Aerospace & Defense1.52%
Oil1.46%
IT - Software1.42%
CRISIL A1+1.30%
Power1.24%
InvestVerdict

DSP Dynamic Asset Allocation Fund

Regular Plan · Growth · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 ICICI Bank Limited Banks 1,601,784 212 5.72%
2 HDFC Bank Limited Banks 2,987,988 212 5.72%
3 Axis Bank Limited Banks 1,187,623 146 3.93%
4 TREPS / Reverse Repo Investments Unclassified — 143 3.87%
5 State Bank of India Banks 1,127,989 108 2.92%
6 Kotak Mahindra Bank Limited Banks 2,537,859 106 2.86%
7 Bharti Airtel Limited Telecom - Services 463,125 81 2.20%
8 Bajaj Finserv Limited Finance 429,649 74 2.01%
9 Bandhan Bank Limited Banks 3,895,200 69 1.87%
10 Titan Co Limited Consumer Durables 149,450 69 1.85%
11 Bharti Airtel Limited Telecom - Services 370,885 65 1.76%
12 7.06% GOI 10042028 Sovereign 6,000,000 63 1.69%
13 ICICI Bank Limited Banks 473,900 63 1.69%
14 HDFC Bank Limited Banks 815,100 58 1.56%
15 SBI Life Insurance Co Limited Insurance 337,958 57 1.55%
16 Reliance Industries Limited Petroleum Products 468,957 56 1.50%
17 LG Electronics India Limited Consumer Durables 317,084 55 1.48%
18 Oil & Natural Gas Corporation Limited Oil 2,390,867 54 1.46%
19 7.17% GOI 17042030 Sovereign 5,000,000 52 1.41%
20 Cipla Limited Pharmaceuticals & Biotechnology 385,093 52 1.40%
21 REC Limited CRISIL AAA 5,000 52 1.40%
22 Life Insurance Corporation Of India Insurance 1,307,501 52 1.40%
23 Bajaj Finance Limited CRISIL AAA 500 52 1.39%
24 HDFC Life Insurance Co Limited Insurance 965,149 50 1.36%
25 State Bank of India Banks 520,500 50 1.35%
26 LIC Housing Finance Limited CRISIL AAA 5,000 50 1.35%
27 National Bank For Agriculture & Rural Development CRISIL AAA 5,000 50 1.35%
28 Mahindra & Mahindra Limited Automobiles 163,056 48 1.30%
29 NTPC Limited Power 1,419,558 46 1.24%
30 Hindalco Industries Limited Non - Ferrous Metals 471,800 44 1.20%
InvestVerdict

DSP Dynamic Asset Allocation Fund

Regular Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹45 cr ₹63 cr 3 2 +2.31%
StockShares tradedShares PriceValue
₹ cr
New position
Maruti Suzuki India Ltd 12,281 entered — 17.5
PB Fintech Ltd 38,153 entered — 6.1
Alkem Laboratories Ltd 7,244 entered — 4.2
Added to
Bajaj Finserv Ltd 155,616 +70.4% +14.0% 31.6
Max Financial Services Ltd 75,033 +42.3% -5.4% 11.3
Cipla Ltd 11,605 +3.1% +0.5% 1.7
Trimmed
Tata Power Co Ltd 1,365,900 -74.1% -1.3% 52.0
Mankind Pharma Ltd 43,840 -22.2% -3.0% 10.8
Sold out of
Niva Bupa Health Insurance Company Limited 250,032 exited — 2.1
Shriram Finance Limited 9,288 exited — 1.0
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr
Debt: bills, CDs and commercial paper ₹1,004 cr ₹1,054 cr +₹50 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹753,376 ₹153,376 9.05%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 31 Oct 2026.