InvestVerdict
UTI Banking & PSU Debt Fund
Regular Plan · Quarterly IDCW · Banking & PSU · Scheme code 126941
Fund houseUTI Mutual Fund
CategoryBanking & PSU
Plan & optionRegular · Quarterly IDCW
History12.6 years
Returns (%)
| 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y | Launch | |
|---|---|---|---|---|---|---|---|---|---|
| This scheme | 0.53 | 2.12 | 3.04 | 5.82 | 7.14 | 7.03 | 5.92 | 4.20 | 3.86 |
| Banking & PSU category median |
— | — | — | 5.08 | 6.86 | 5.91 | — | 6.88 | — |
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.
Risk
| Volatility | Sharpe | Sortino | Beta | Alpha | Max fall | R² | |
|---|---|---|---|---|---|---|---|
| This scheme | 3.6% | 0.18 | 0.22 | — | — | -8.5% | — |
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
| Windows | Worst | Median | Best | Periods that lost money |
|---|---|---|---|---|
| 559 | -5.0% | 3.4% | 13.0% | 15% |
Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.