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InvestVerdict

HDFC Banking and PSU Debt Fund

Regular Plan · IDCW Option · Banking & PSU · Scheme code 128627

NAV₹10.0970as on 28 Aug 2026
Fund houseHDFC Mutual Fund
CategoryBanking & PSU
Plan & optionRegular · IDCW Option
History12.4 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -0.44-0.21-0.55 -0.93-0.21-0.08 -0.23-0.060.08
Banking & PSU
category median		 ——— 5.086.865.91 —6.88—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 2.1% -3.27 -4.30 — — -3.6% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

100101102104201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-1%-3%-4%201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
553 -2.3% 0.1% 2.0% 41%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

HDFC Banking and PSU Debt Fund

Regular Plan · IDCW Option

Allocation

By asset

Debt93.76%
Cash & Equivalents5.89%
AIF Units0.35%

By market cap

Unclassified94.11%

Concentration

Number of stocks102
Top 5 stocks15.43%
Top 10 stocks26.97%
Top 20 stocks42.92%
Largest holding4.34%
Largest sectorCRISIL - AAA 67.80%
Effective stocks68.8
Cash5.89%
InvestVerdict

HDFC Banking and PSU Debt Fund

Regular Plan · IDCW Option · holdings

Top 18 holdings

#CompanySector% of fund
1— CRISIL - AAA4.34%
2— Unclassified3.10%
3— CRISIL - AAA2.90%
4— CRISIL - AAA2.87%
5— CRISIL - AAA2.87%
6— Unclassified2.79%
7— CARE - AAA2.45%
8— CRISIL - AAA2.43%
9— CRISIL - AAA2.42%
10— CRISIL - AAA2.39%
11— CRISIL - AAA2.37%
12— CRISIL - AAA1.93%
13— CRISIL - AAA1.93%
14— CRISIL - AAA1.91%
15— ICRA - A1+1.83%
16— CRISIL - AAA1.54%
17— Sovereign1.51%
18— CRISIL - AAA1.48%

Sector split

CRISIL - AAA — 67.8%Sovereign — 9.1%CARE - AAA — 6.8%Cash & Equivalents — 5.9%ICRA - AAA — 3.4%Other — 7.1%CRISIL - AAA67.8%Sovereign9.1%CARE - AAA6.8%Cash & Equivalents5.9%ICRA - AAA3.4%Other7.1%
CRISIL - AAA67.80%
Sovereign9.05%
CARE - AAA6.75%
Cash & Equivalents5.89%
ICRA - AAA3.39%
CRISIL - AAA(SO)2.34%
ICRA - A1+1.83%
BRICKWORKS - AA+(CE)1.66%
CARE - AAA(CE)0.48%
CARE - A1+0.46%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹596,701 ₹-3,299 -0.22%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 1 Sep 2026.