Axis Credit Risk Fund

Direct Plan · Monthly IDCW Option · Credit Risk · Scheme code 130312

NAV₹10.1334as on 30 Oct 2026

Fund houseAxis Mutual Fund

CategoryCredit Risk

Plan & optionDirect · Monthly IDCW Option

History12.1 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	-0.23	0.92	0.02	0.50	0.45	0.05	0.41	0.10	0.14
Credit Risk category median	—	—	—	6.91	8.41	7.00	—	7.66	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	1.0%	-5.79	-3.10	—	—	-6.0%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
2,695	-3.6%	0.1%	3.9%	45%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Axis Credit Risk Fund

Direct Plan · Monthly IDCW Option

Allocation

By asset

Debt	86.23%
Equity	6.01%
Cash & Equivalents	4.66%
REITs / InvITs	2.61%
AIF Units	0.49%

By market cap

Concentration

Number of stocks	46
Top 5 stocks	20.54%
Top 10 stocks	36.76%
Top 20 stocks	63.27%
Lines in the filing	48

Largest holding	4.46%
Largest sector	CRISIL AA 20.17%
Effective stocks	38.9
Sectors held	19
Cash	4.66%

Effective stocks is what the concentration works out to: a fund holding 46 names but most of its money in a few behaves like a fund of 39. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL AA	20.17%
ICRA AA	12.72%
CRISIL AA-	11.88%
ICRA AA+	8.47%
CARE AA-	8.31%
Sovereign	4.91%
Cash & Equivalents	4.66%
Transport Infrastructure	4.62%
CRISIL AAA	3.84%
CARE AA	3.13%
ICRA A+(CE)	2.65%
CRISIL A	2.64%
CRISIL AAA(SO)	2.52%
CARE A+	2.09%
Construction	1.72%
ICRA AA-	1.57%
CRISIL AA+	1.33%
Realty	1.15%
Power	1.13%
Unclassified	0.49%

Axis Credit Risk Fund

Direct Plan · Monthly IDCW Option · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	Jubilant Bevco Limited (31/05/2028) (ZCB)	CRISIL AA	1,500	17	4.46%
2	JTPM Metal Traders Limited (29/09/2028) (ZCB)	CRISIL AA	1,500	16	4.28%
3	8.8% Aditya Birla Digital Fashion Ventures Limited (26/08/2027)	CRISIL AA-	1,500	15	3.95%
4	8.4% Narayana Hrudayalaya Limited (15/02/2030)	ICRA AA	1,500	15	3.95%
5	6.94% Government of India (11/05/2036)	Sovereign	1,500,000	15	3.90%
6	7.45% Altius Telecom Infrastructure Trust (20/04/2035)	CRISIL AAA	1,500	15	3.84%
7	Clearing Corporation of India Ltd	Unclassified	—	13	3.32%
8	7.68% Godrej Seeds & Genetics Limited (27/10/2028)	CRISIL AA	1,250	12	3.25%
9	9.40% Vedanta Aluminium Metal Limited (20/02/2027)	ICRA AA+	1,200	12	3.18%
10	8.45% Adani Airport Holdings Limited (12/02/2029)	CRISIL AA-	1,200	12	3.14%
11	5% GMR Airports Limited (13/02/2027)	CRISIL AA-	1,000	11	2.81%
12	JSW Kalinga Steel Limited (23/03/2029) (ZCB)	CRISIL AA	1,000	10	2.75%
13	9.5% Delhi International Airport Limited (22/03/2034)	ICRA AA	1,000	10	2.69%
14	Aadhar Housing Fin FRN 3MTBIL+2.5% Aadhar Housing Finance Limited (03/08/2029) (FRN)	ICRA AA+	1,000	10	2.65%
15	Bamboo Hotel And Global Centre (Delhi) Private limited (31/01/2028)	ICRA A+(CE)	1,000	10	2.65%
16	8.58% GMR Hyderabad International Airport Limited (28/03/2034)	ICRA AA+	1,000	10	2.64%
17	10.5% Navi Finserv Limited (01/06/2028)	CRISIL A	1,000	10	2.64%
18	8.20% Adani Power Limited (25/01/2029)	CRISIL AA	1,000	10	2.63%
19	8.8% 360 One Prime Limited (22/06/2028)	ICRA AA	1,000	10	2.63%
20	9.5% Kogta Financial (India) Limited (30/10/2027)	CARE AA-	1,000	10	2.62%
21	8.85% Veritas Finance Private Limited (19/09/2029)	CARE AA-	1,000	10	2.61%
22	7.96% Lodha Developers Limited (07/07/2028)	ICRA AA	800	8	2.12%
23	9.01% Hiranandani Financial Services Private Limited (30/03/2029)	CARE A+	800	8	2.09%
24	5% GMR Airports Limited (13/08/2028)	CRISIL AA-	700	8	1.98%
25	9.4% IKF Finance Limited (12/08/2027)	CARE AA-	1,000	7	1.76%
26	Radhakrishna Securitisation Trust (28/09/2028)	CRISIL AAA(SO)	7	7	1.76%
27	Capital Infra Trust	Construction	845,000	7	1.72%
28	8.95% Aptus Finance India Private Limited (06/03/2029)	CARE AA	1,000	6	1.65%
29	Raajmarg Infra Investment Trust	Transport Infrastructure	494,195	6	1.58%
30	9.5% Keystone Realtors Limited (29/09/2028)	ICRA AA-	1,000	6	1.57%

Axis Credit Risk Fund

Direct Plan · Monthly IDCW Option · where the money sits

What the manager did last month

Between the filings of 31 May 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹2 cr	₹3 cr	1	0	+4.59%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
Indus Infra Trust	582,336	entered	—	7.7
Added to
Cube Highways Trust-InvIT Fund	131,480	+58.4%	+6.1%	2.1
Trimmed
Citius Transnet Investment Trust	149,750	-75.0%	+3.3%	1.6
Raajmarg Infra Investment Trust	80,684	-13.9%	+4.9%	0.9
IndiGrid Infrastructure Trust	43,794	-14.9%	+4.3%	0.8

Not equity	Previous filing	This filing	Change
Cash, repo and TREPS	₹0 cr	₹0 cr	+₹0 cr
Debt: bills, CDs and commercial paper	₹304 cr	₹296 cr	−₹8 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹606,099	₹6,099	0.40%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 1 Nov 2026.