Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
8.2%
0.36
0.50
0.54
0.61%
-26.0%
88.78
Nifty 100 benchmark
14.4%
0.28
0.40
—
—
-37.0%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
36 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
2,689
-17.3%
8.2%
50.4%
13%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
64%
48%
0.94
7.2%
-0.18
5.23
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 36 months this scheme and
Nifty 100 share.
BANDHAN Balanced Advantage Fund
Regular Plan · Growth
Allocation
By asset
Cash & Equivalents
100.00%
By market cap
Concentration
Number of stocks
143
Top 5 stocks
—
Top 10 stocks
—
Top 20 stocks
—
Lines in the filing
143
Largest holding
—
Largest sector
— —
Effective stocks
—
Sectors held
0
Cash
0.00%
Effective stocks is what the concentration works out to: a fund holding
143 names but most of its money in a few
behaves like a fund of —. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Banks
15.28%
CRISIL A1+
15.14%
Finance
6.49%
CRISIL AAA
5.98%
Telecom - Services
3.74%
Petroleum Products
3.71%
SOVEREIGN
3.68%
Pharmaceuticals & Biotechnology
3.49%
Power
3.28%
IT - Software
3.05%
Beverages
2.75%
Cement & Cement Products
2.64%
Construction
2.64%
Transport Services
2.21%
Financial Technology (Fintech)
1.97%
Industrial Products
1.91%
Automobiles
1.88%
Insurance
1.80%
Retailing
1.67%
Consumer Durables
1.41%
BANDHAN Balanced Advantage Fund
Regular Plan · Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
Axis Bank Limited **
CRISIL A1+
10,000,000
97
4.36%
2
ICICI Bank Limited
Banks
670,522
89
3.97%
3
Reliance Industries Limited
Petroleum Products
699,081
83
3.71%
4
Bharti Airtel Limited
Telecom - Services
457,476
80
3.60%
5
HDFC Bank Limited
Banks
1,111,952
79
3.53%
6
Bajaj Finance Limited
Finance
774,205
74
3.32%
7
7.53% Bajaj Housing Finance Limited
CRISIL AAA
5,000,000
49
2.20%
8
Small Industries Dev Bank of India **
CRISIL A1+
5,000,000
49
2.18%
9
Sundaram Finance Limited **
CRISIL A1+
5,000,000
49
2.18%
10
Larsen & Toubro Limited
Construction
127,948
48
2.15%
11
7.44% National Bank For Agriculture and Rural Development
CRISIL AAA
4,500,000
45
1.99%
12
One 97 Communications Limited
Financial Technology (Fintech)
261,997
44
1.97%
13
UltraTech Cement Limited
Cement & Cement Products
39,061
43
1.92%
14
Axis Bank Limited
Banks
338,745
42
1.86%
15
Kotak Mahindra Bank Limited
Banks
989,555
41
1.85%
16
State Bank of India
Banks
394,676
38
1.69%
17
364 Days Tbill (MD 10/12/2026)
SOVEREIGN
3,300,000
33
1.46%
18
HDFC Bank Limited **
CARE A1+
3,000,000
29
1.30%
19
Titan Company Limited
Consumer Durables
56,326
26
1.16%
20
Mahindra & Mahindra Limited
Automobiles
87,129
26
1.15%
21
InterGlobe Aviation Limited
Transport Services
50,342
25
1.12%
22
7.45% Power Finance Corporation Limited **
CRISIL AAA
2,500,000
25
1.11%
23
Axis Bank Limited **
CRISIL A1+
2,500,000
25
1.10%
24
Indian Bank **
CRISIL A1+
2,500,000
24
1.09%
25
National Bank For Agriculture and Rural Development **
CRISIL A1+
2,500,000
24
1.09%
26
Small Industries Dev Bank of India **
CRISIL A1+
2,500,000
24
1.09%
27
Small Industries Dev Bank of India **
CRISIL A1+
2,500,000
24
1.09%
28
Infosys Limited
IT - Software
237,253
24
1.06%
29
Varun Beverages Limited
Beverages
541,996
23
1.05%
30
Radico Khaitan Limited
Beverages
53,537
23
1.05%
BANDHAN Balanced Advantage Fund
Regular Plan · Growth · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹741,027
₹141,027
8.38%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 31 Oct 2026.
