Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
6.2%
0.51
0.72
0.41
1.53%
-16.5%
90.77
Nifty 100 benchmark
14.4%
0.28
0.40
—
—
-37.0%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
36 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
2,676
-10.4%
8.1%
32.9%
2%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
57%
34%
0.95
8.6%
-0.10
7.78
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 36 months this scheme and
Nifty 100 share.
Kotak Equity Savings Fund
Regular Plan · Growth
Allocation
By asset
Equity
34.83%
Debt
15.45%
Mutual Fund Units
12.04%
REITs / InvITs
3.23%
Cash & Equivalents
2.66%
By market cap
Large Cap
17.87%
Mid Cap
14.27%
Small Cap
4.29%
Unclassified
29.12%
Concentration
Number of stocks
243
Top 5 stocks
23.88%
Top 10 stocks
36.67%
Top 20 stocks
53.55%
Lines in the filing
249
Largest holding
7.59%
Largest sector
Consumable Fuels —
Effective stocks
37.1
Sectors held
49
Cash
2.66%
Effective stocks is what the concentration works out to: a fund holding
243 names but most of its money in a few
behaves like a fund of 37. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Banks
13.27%
Telecom - Services
8.90%
Mutual Fund
8.77%
Automobiles
5.84%
Transport Infrastructure
5.74%
CRISIL AAA
5.31%
Finance
3.96%
Financial Technology (Fintech)
3.60%
Power
3.53%
CRISIL A1+
3.24%
Diversified FMCG
3.12%
Realty
2.57%
Beverages
2.55%
Petroleum Products
2.02%
Retailing
1.87%
SOV
1.60%
Electrical Equipment
1.39%
CRISIL AAA(SO)
1.38%
Construction
1.24%
Cement and Cement Products
1.21%
Kotak Equity Savings Fund
Regular Plan · Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
Kotak Liquid Direct Growth
Mutual Fund
1,377,297
793
7.59%
2
BHARTI AIRTEL LTD.
Telecom - Services
2,932,545
515
4.93%
3
HDFC BANK LTD.
Banks
6,460,650
458
4.38%
4
Triparty Repo
—
453
4.33%
5
One 97 Communications Ltd
Financial Technology (Fintech)
2,242,967
376
3.60%
6
Indus Towers Ltd.
Telecom - Services
9,470,298
353
3.38%
7
Maruti Suzuki India Limited
Automobiles
256,938
307
2.94%
8
STATE BANK OF INDIA.
Banks
3,019,539
290
2.77%
9
Adani Ports and Special Economic Zone Limited
Transport Infrastructure
1,436,400
258
2.47%
10
Radico Khaitan Ltd.
Beverages
565,867
247
2.37%
11
NTPC LTD
Power
7,261,900
234
2.24%
12
Hero MotoCorp Ltd.
Automobiles
445,000
233
2.23%
13
ICICI BANK LTD.
Banks
1,729,763
229
2.19%
14
RELIANCE INDUSTRIES LTD.
Petroleum Products
1,772,952
210
2.02%
15
ITC Ltd.
Diversified FMCG
7,443,369
196
1.87%
16
CUBE HIGHWAYS TRUST
Transport Infrastructure
12,023,613
186
1.79%
17
INDUSIND BANK LTD.
Banks
1,650,000
149
1.42%
18
POONAWALLA FINCORP LIMITED
Finance
3,268,309
145
1.39%
19
EMMVEE PHOTOVOLTAIC POWER LIMITED
Electrical Equipment
4,573,154
144
1.38%
20
INDUS INFRA TRUST
Transport Infrastructure
10,697,329
139
1.33%
21
AXIS BANK LTD.
Banks
1,074,375
132
1.26%
22
Hindustan Unilever Ltd.
Diversified FMCG
693,000
130
1.25%
23
BANK OF BARODA
Banks
5,488,475
127
1.21%
24
ETERNAL LIMITED
Retailing
3,702,425
118
1.13%
25
Larsen and Toubro Ltd.
Construction
310,050
117
1.12%
26
NLC India Ltd. (Neyveli Lignite Corporation Ltd.)
Power
4,377,601
115
1.10%
27
LIC HOUSING FINANCE LTD.
Finance
1,890,000
100
0.96%
28
Power Finance Corporation Ltd.
CRISIL AAA
10,000
99
0.95%
29
EMBASSY OFFICE PARKS REIT
CRISIL AAA
10,000
99
0.95%
30
MUTHOOT FINANCE LTD.
CRISIL AA+
10,000
99
0.95%
Kotak Equity Savings Fund
Regular Plan · Growth · where the money sits
What the manager did last month
Between the filings of 30 Jun 2026 and 31 Jul 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹52 cr
₹11 cr
1
3
+2.66%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
INE0NR623014
12,023,613
entered
—
189
Added to
INE00H001014
1,835,950
—
—
52.0
Trimmed
INE944F01028
25,999
-4.4%
+10.0%
11.3
Sold out of
INE073K01018
-12,250
exited
—
-0.8
INE0V6F01027
-142,725
exited
—
-27.3
INE271C01023
-489,250
exited
—
-30.5
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
Debt: bills, CDs and commercial paper
₹1,570 cr
₹1,590 cr
+₹20 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹750,399
₹150,399
8.89%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 30 Oct 2026.
