InvestVerdict
UTI - Credit Risk Fund.
Direct Plan · Monthly IDCW · Credit Risk · Scheme code 131419
Fund houseUTI Mutual Fund
CategoryCredit Risk
Plan & optionDirect · Monthly IDCW
History10.9 years
Returns (%)
| 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y | Launch | |
|---|---|---|---|---|---|---|---|---|---|
| This scheme | -0.12 | 0.79 | 0.24 | 0.26 | 4.54 | 8.18 | 0.89 | 0.27 | 0.82 |
| Credit Risk category median |
— | — | — | 8.17 | 8.81 | 7.44 | — | 7.88 | — |
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.
Risk
| Volatility | Sharpe | Sortino | Beta | Alpha | Max fall | R² | |
|---|---|---|---|---|---|---|---|
| This scheme | 6.9% | -0.28 | -0.33 | — | — | -37.0% | — |
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
| Windows | Worst | Median | Best | Periods that lost money |
|---|---|---|---|---|
| 478 | -33.6% | 3.2% | 23.2% | 37% |
Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.