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InvestVerdict

UTI Ultra Short Term Fund

Direct Plan · Monthly IDCW · Ultra Short Duration · Scheme code 131444

NAV₹1,175.9532as on 28 Aug 2026
Fund houseUTI Mutual Fund
CategoryUltra Short Duration
Plan & optionDirect · Monthly IDCW
History11.4 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.130.730.81 1.241.851.60 1.150.811.04
Ultra Short Duration
category median		 ——— 6.417.226.51 —6.66—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 2.0% -2.29 -2.51 — — -4.1% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

99104109114201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-2%-3%-5%201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
505 -3.1% 1.2% 2.8% 20%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

UTI Ultra Short Term Fund

Direct Plan · Monthly IDCW

Allocation

By asset

Debt94.32%
Cash & Equivalents4.95%
REITs / InvITs0.72%

By market cap

Concentration

Number of stocks55
Top 5 stocks21.25%
Top 10 stocks35.30%
Top 20 stocks56.26%
Largest holding5.71%
Largest sectorCRISIL-A1+ 36.56%
Effective stocks43.8
Cash4.95%
InvestVerdict

UTI Ultra Short Term Fund

Direct Plan · Monthly IDCW · holdings

Sector split

CRISIL-A1+ — 36.6%CARE-A1+ — 9.1%SOV — 8.6%ICRA-A1+ — 7.7%CRISIL-AA+ — 6.5%ICRA-AA+ — 5.1%Cash & Equivalents — 5.0%ICRA-AA — 4.4%IND-A1+ — 3.6%Other — 13.4%CRISIL-A1+36.6%CARE-A1+9.1%SOV8.6%ICRA-A1+7.7%CRISIL-AA+6.5%ICRA-AA+5.1%Cash & Equivalents5.0%ICRA-AA4.4%IND-A1+3.6%Other13.4%
CRISIL-A1+36.56%
CARE-A1+9.13%
SOV8.62%
ICRA-A1+7.73%
CRISIL-AA+6.52%
ICRA-AA+5.10%
Cash & Equivalents4.95%
ICRA-AA4.37%
IND-A1+3.57%
CARE-AA2.92%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹625,240 ₹25,240 1.63%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 30 Aug 2026.