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InvestVerdict

Tata ELSS - Tax Saver Fund

Direct Plan · Growth Option · ELSS (Tax Saving) · Scheme code 132756

NAV₹50.5579as on 27 Oct 2026
Fund houseTata Mutual Fund
CategoryELSS (Tax Saving)
Plan & optionDirect · Growth Option
History11.9 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 2.686.484.97 12.4014.3714.16 16.8514.6915.53
Nifty 500
benchmark		 0.874.312.15 5.2012.4911.41 ——15.49
ELSS (Tax Saving)
category median		 ——— -6.5611.359.71 —12.76—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 15.5% 0.51 0.76 0.99 2.00% -36.8% 95.28
Nifty 500
benchmark		 15.2%0.39 0.58—— -37.3%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 36 months this scheme and its benchmark share.

Growth of ₹100 since launch

63240417593201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-11%-22%-33%201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
2,679 -29.7% 12.7% 91.2% 13%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
106% 98% 0.98 3.4% 0.58 7.90

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 36 months this scheme and Nifty 500 share.

InvestVerdict

Tata ELSS - Tax Saver Fund

Direct Plan · Growth Option

Allocation

By asset

Equity97.01%
Cash & Equivalents2.99%

By market cap

Large Cap58.73%
Mid Cap15.92%
Small Cap21.39%
Unclassified0.97%

Concentration

Number of stocks63
Top 5 stocks24.50%
Top 10 stocks38.74%
Top 20 stocks58.54%
Lines in the filing67
Largest holding6.03%
Largest sectorBanks 19.97%
Effective stocks40.8
Sectors held32
Cash2.99%

Effective stocks is what the concentration works out to: a fund holding 63 names but most of its money in a few behaves like a fund of 41. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Banks — 20.0%Auto Components — 7.8%Capital Markets — 6.9%Industrial Products — 6.8%Telecom - Services — 6.0%Healthcare Services — 3.9%Petroleum Products — 3.8%Construction — 3.3%Financial Technology (Fintech) — 3.2%Other — 38.3%Banks20.0%Auto Components7.8%Capital Markets6.9%Industrial Products6.8%Telecom - Services6.0%Healthcare Services3.9%Petroleum Products3.8%Construction3.3%Financial Technology (Fin…3.2%Other38.3%
Banks19.97%
Auto Components7.76%
Capital Markets6.91%
Industrial Products6.77%
Telecom - Services6.03%
Healthcare Services3.94%
Petroleum Products3.79%
Construction3.30%
Financial Technology (Fintech)3.24%
IT - Software3.21%
Finance3.07%
Cash & Equivalents2.99%
Pharmaceuticals & Biotechnology2.88%
Power2.57%
Consumer Durables2.57%
Non - Ferrous Metals2.35%
Electrical Equipment2.26%
Realty2.23%
Transport Services1.91%
Cement & Cement Products1.79%
InvestVerdict

Tata ELSS - Tax Saver Fund

Direct Plan · Growth Option · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 BHARTI AIRTEL LTD Telecom - Services 1,426,428 281 6.03%
2 HDFC BANK LTD Banks 3,210,000 240 5.15%
3 ICICI BANK LTD Banks 1,639,000 235 5.04%
4 STATE BANK OF INDIA Banks 2,040,000 210 4.49%
5 RELIANCE INDUSTRIES LTD Petroleum Products 1,350,000 177 3.79%
6 SAMVARDHANA MOTHERSON INTERNATIONAL LTD Auto Components 9,850,000 148 3.18%
7 LARSEN & TOUBRO LTD Construction 352,147 139 2.97%
8 PB FINTECH LTD Financial Technology (Fintech) 814,850 131 2.80%
9 CUMMINS INDIA LTD Industrial Products 230,000 127 2.72%
10 NTPC LTD Power 3,451,000 120 2.57%
11 PRICOL LTD Auto Components 1,682,941 117 2.51%
12 MOTILAL OSWAL FINANCIAL SERVICE LTD Capital Markets 1,231,123 105 2.25%
13 SPR AUTO TECHNOLOGIES LTD Auto Components 220,000 97 2.07%
14 SUN PHARMACEUTICAL INDUSTRIES LTD Pharmaceuticals & Biotechnology 475,000 95 2.03%
15 INFOSYS LTD IT - Software 816,081 92 1.98%
16 CITY UNION BANK LTD Banks 4,400,000 91 1.95%
17 BAJAJ FINANCE LTD Finance 780,000 89 1.91%
18 ULTRATECH CEMENT LTD Cement & Cement Products 70,000 83 1.79%
19 RAINBOW CHILDRENS MEDICARE LTD Healthcare Services 536,933 82 1.76%
20 KEI INDUSTRIES LTD Industrial Products 144,998 72 1.55%
21 HINDALCO INDUSTRIES LTD Non - Ferrous Metals 742,864 72 1.55%
22 MULTI COMMODITY EXCHANGE OF IND LTD Capital Markets 268,419 72 1.55%
23 CASH / NET CURRENT ASSET Unclassified — 72 1.55%
24 RADICO KHAITAN LTD Beverages 165,677 72 1.54%
25 GRAPHITE INDIA LTD Industrial Products 1,000,000 66 1.41%
26 GRAVITA INDIA LTD Minerals & Mining 391,273 63 1.36%
27 ANANT RAJ LTD Realty 1,013,513 63 1.36%
28 ETERNAL LTD Retailing 2,040,000 62 1.32%
29 DIAMOND POWER INFRASTRUCTURE LTD Electrical Equipment 1,806,168 59 1.25%
30 HCL TECHNOLOGIES LTD IT - Software 425,000 57 1.23%
InvestVerdict

Tata ELSS - Tax Saver Fund

Direct Plan · Growth Option · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹20 cr ₹69 cr 3 1 +2.08%
StockShares tradedShares PriceValue
₹ cr
New position
DIAMOND POWER INFRASTRUCTURE LTD 1,806,168 entered — 58.5
SBI FUNDS MANAGEMENT LTD 770,000 entered — 45.4
KOTAK MAHINDRA BANK LTD 665,000 entered — 26.0
Added to
THE GREAT EASTERN SHIPPING CO.LTD 72,721 +27.9% -9.0% 9.8
GOKALDAS EXPORTS LTD 110,000 +207.3% -6.7% 9.0
PSP PROJECTS LTD 7,479 +11.8% -2.3% 0.7
Trimmed
FEDERAL BANK LTD 840,000 -35.9% +8.7% 30.1
ICICI BANK LTD 142,000 -8.0% +4.4% 20.4
HDFC BANK LTD 140,000 -4.2% -6.2% 10.5
WAKEFIT INNOVATIONS LTD 350,504 -20.3% +1.2% 4.4
BAYER CROPSCIENCE LTD 4,810 -42.0% +2.1% 2.0
MOTILAL OSWAL FINANCIAL SERVICE LTD 15,032 -1.2% -10.4% 1.3
Sold out of
BHARAT PETROLEUM CORPORATION LTD 400,000 exited — 12.1
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹848,733 ₹248,733 13.85%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 28 Oct 2026.