Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.2%
1.86
4.33
—
—
-0.2%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
3,845
3.2%
6.8%
8.2%
0%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
UTI - Liquid Fund
Regular Plan · Annual IDCW
Allocation
By asset
Debt
95.57%
Cash & Equivalents
4.37%
By market cap
Concentration
Number of stocks
106
Top 5 stocks
15.53%
Top 10 stocks
25.29%
Top 20 stocks
42.36%
Lines in the filing
108
Largest holding
4.52%
Largest sector
CRISIL-A1+ 45.34%
Effective stocks
70.3
Sectors held
7
Cash
4.37%
Effective stocks is what the concentration works out to: a fund holding
106 names but most of its money in a few
behaves like a fund of 70. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL-A1+
45.34%
ICRA-A1+
22.62%
CARE-A1+
15.70%
SOV
10.39%
Cash & Equivalents
4.37%
IND-A1+
0.90%
CRISIL-AAA
0.33%
-
0.29%
UTI - Liquid Fund
Regular Plan · Annual IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
91 DAYS T-BILL - 19/11/2026
SOV
12,500,000,000
—
4.52%
2
NET CURRENT ASSETS
Unclassified
—
—
4.35%
3
CD - UCO BANK - 04/11/2026
CARE-A1+
9,500,000,000
—
3.44%
4
CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
ICRA-A1+
7,500,000,000
—
2.71%
5
CP SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
CRISIL-A1+
7,000,000,000
—
2.52%
6
CD - HDFC BANK - 04/12/2026
CARE-A1+
6,500,000,000
—
2.34%
7
CP NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
ICRA-A1+
6,000,000,000
—
2.17%
8
91 DAYS T-BILL - 03/12/2026
SOV
5,500,000,000
—
1.99%
9
CD - BANK OF INDIA - 03/12/2026
CARE-A1+
5,500,000,000
—
1.98%
10
CD - INDIAN BANK - 09/11/2026
CRISIL-A1+
5,000,000,000
—
1.81%
11
CD - HDFC BANK LTD - 04/11/2026
CARE-A1+
5,000,000,000
—
1.81%
12
CD - HDFC BANK LTD - 06/11/2026
CRISIL-A1+
5,000,000,000
—
1.81%
13
CD - PUNJAB & SIND BANK LTD - 17/11/2026
ICRA-A1+
5,000,000,000
—
1.81%
14
CP BAJAJ FINANCE LTD.
CRISIL-A1+
5,000,000,000
—
1.80%
15
CD - KARUR VYSYA BANK LTD - 03/12/2026
ICRA-A1+
5,000,000,000
—
1.80%
16
91 DAYS T-BILL - 24/12/2026
SOV
5,000,000,000
—
1.80%
17
CD - PUNJAB & SIND BANK LTD - 22/12/2026
ICRA-A1+
5,000,000,000
—
1.79%
18
CD - NABARD - 10/11/2026
CRISIL-A1+
4,750,000,000
—
1.72%
19
CP NTPC LTD.
CRISIL-A1+
4,500,000,000
—
1.64%
20
CP NTPC LTD.
CRISIL-A1+
4,000,000,000
—
1.45%
21
CP CANFIN HOMES LTD.
ICRA-A1+
4,000,000,000
—
1.45%
22
CD - BANK OF INDIA - 15/12/2026
CARE-A1+
4,000,000,000
—
1.44%
23
CP BAJAJ FINANCIAL SECURITIES LTD
CRISIL-A1+
4,000,000,000
—
1.44%
24
CD - Union Bank Of India - 10/12/2026
ICRA-A1+
3,750,000,000
—
1.35%
25
CD - SIDBI - 06/11/2026
CRISIL-A1+
3,700,000,000
—
1.34%
26
CD - CENTRAL BANK OF INDIA - 23/11/2026
CRISIL-A1+
3,500,000,000
—
1.26%
27
182 DAYS T-BILL - 12/11/2026
SOV
3,250,000,000
—
1.18%
28
CP CHENNAI PETROLEUM CORPORATION LIMITED
CRISIL-A1+
3,000,000,000
—
1.09%
29
CP TATA COMMUNICATIONS LTD.
CRISIL-A1+
3,000,000,000
—
1.09%
30
CP SHAREKHAN LTD
CRISIL-A1+
3,000,000,000
—
1.08%
UTI - Liquid Fund
Regular Plan · Annual IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹710,025
₹110,025
6.68%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 1 Nov 2026.
