Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
15.8%
0.09
0.13
0.91
-3.80%
-46.3%
77.50
Nifty 500 benchmark
15.2%
0.39
0.58
—
—
-37.3%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
36 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
2,569
-36.4%
9.7%
78.9%
28%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
84%
96%
0.88
7.6%
-0.57
1.72
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 36 months this scheme and
Nifty 500 share.
LIC MF Banking and Financial Services Fund
Regular Plan · Growth
Allocation
By asset
Equity
95.70%
Cash & Equivalents
4.30%
By market cap
Large Cap
38.94%
Mid Cap
34.41%
Small Cap
22.35%
Concentration
Number of stocks
24
Top 5 stocks
36.58%
Top 10 stocks
58.06%
Top 20 stocks
87.15%
Lines in the filing
26
Largest holding
13.61%
Largest sector
Banks 49.35%
Effective stocks
19.3
Sectors held
5
Cash
4.30%
Effective stocks is what the concentration works out to: a fund holding
24 names but most of its money in a few
behaves like a fund of 19. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Banks
49.35%
Finance
21.26%
Capital Markets
14.44%
Financial Technology (Fintech)
8.23%
Cash & Equivalents
4.30%
Insurance
2.42%
LIC MF Banking and Financial Services Fund
Regular Plan · Growth · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
ICICI Bank Ltd.
Banks
263,994
35
13.61%
2
AU Small Finance Bank Ltd.
Banks
185,904
19
7.33%
3
Axis Bank Ltd.
Banks
111,239
14
5.32%
4
One 97 Communications Ltd.
Financial Technology (Fintech)
80,052
13
5.24%
5
HDFC Bank Ltd.
Banks
183,886
13
5.08%
6
Bajaj Finance Ltd.
Finance
129,764
12
4.86%
7
IndusInd Bank Ltd.
Banks
131,500
12
4.62%
8
City Union Bank Ltd.
Banks
521,666
12
4.60%
9
Treps
Unclassified
—
11
4.47%
10
Shriram Finance Ltd.
Finance
104,464
10
4.00%
11
Karur Vysya Bank Ltd.
Banks
268,681
9
3.40%
12
BSE Ltd.
Capital Markets
27,250
8
3.29%
13
Nippon Life India Asset Management Ltd.
Capital Markets
78,642
8
3.28%
14
Motilal Oswal Financial Services Ltd.
Capital Markets
82,991
8
3.22%
15
DCB Bank Ltd.
Banks
380,883
8
3.02%
16
Aditya Birla Capital Ltd.
Finance
203,346
8
3.02%
17
PB Fintech Ltd.
Financial Technology (Fintech)
72,070
8
2.99%
18
Cholamandalam Investment & Fin Co Ltd.
Finance
44,000
7
2.78%
19
Creditaccess Grameen Ltd.
Finance
54,394
7
2.70%
20
Max Financial Services Ltd.
Insurance
45,090
6
2.42%
21
Ujjivan Small Finance Bank Ltd.
Banks
899,542
6
2.37%
22
Aditya Birla Sun Life AMC Ltd.
Capital Markets
60,794
6
2.36%
23
360 One Wam Ltd.
Capital Markets
57,052
6
2.29%
24
Aadhar Housing Finance Ltd.
Finance
118,436
5
2.01%
25
Aavas Financiers Ltd.
Finance
40,000
5
1.89%
LIC MF Banking and Financial Services Fund
Regular Plan · Growth · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹764,136
₹164,136
9.62%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 30 Oct 2026.
