Nippon India Banking and PSU Debt Fund

Regular Plan · IDCW Option · Banking & PSU · Scheme code 134548

NAV₹21.8748as on 27 Oct 2026

Fund houseNippon India Mutual Fund

CategoryBanking & PSU

Plan & optionRegular · IDCW Option

History11.3 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	-0.07	2.22	2.38	4.91	6.75	5.85	6.44	6.88	7.20
Banking & PSU category median	—	—	—	3.76	6.50	5.77	—	6.59	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	1.8%	0.14	0.23	—	—	-3.2%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
2,492	1.9%	7.2%	12.9%	0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

Nippon India Banking and PSU Debt Fund

Regular Plan · IDCW Option

Allocation

By asset

Debt	92.89%
Cash & Equivalents	6.77%
AIF Units	0.34%

By market cap

Unclassified	189.28%

Concentration

Number of stocks	109
Top 5 stocks	17.06%
Top 10 stocks	27.91%
Top 20 stocks	44.45%
Lines in the filing	113

Largest holding	4.03%
Largest sector	CRISIL AAA 63.09%
Effective stocks	66.1
Sectors held	10
Cash	6.77%

Effective stocks is what the concentration works out to: a fund holding 109 names but most of its money in a few behaves like a fund of 66. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL AAA	63.09%
SOVEREIGN	11.25%
ICRA AAA	7.02%
Cash & Equivalents	6.77%
CARE A1+	5.33%
CRISIL A1+	2.42%
FITCH A1+	1.46%
CRISIL AAA(SO)	0.94%
CARE AAA	0.90%
CRISIL AAA(CE)	0.48%
Unclassified	0.34%

Nippon India Banking and PSU Debt Fund

Regular Plan · IDCW Option · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	Triparty Repo	Unclassified	—	226	4.47%
2	7.61% Government of India	SOVEREIGN	20,000,000	204	4.03%
3	7.48% National Bank For Agriculture and Rural Development	CRISIL AAA	18,000	179	3.54%
4	Small Industries Dev Bank of India	CRISIL AAA	17,500	175	3.47%
5	7.68% National Bank For Agriculture and Rural Development	CRISIL AAA	17,500	174	3.45%
6	7.59% National Housing Bank	CRISIL AAA	13,000	130	2.57%
7	7.77% REC Limited	CRISIL AAA	12,500	125	2.47%
8	7.34% Small Industries Dev Bank of India	CRISIL AAA	12,500	124	2.45%
9	Net Current Assets	Unclassified	—	115	2.26%
10	7.8% Union Bank of India	ICRA AAA	103	102	2.01%
11	7.7% Nuclear Power Corporation Of India Limited	ICRA AAA	10,000	100	1.98%
12	Bank of Baroda	CARE A1+	2,000	98	1.94%
13	7.02% Power Grid Corporation of India Limited	CRISIL AAA	10,000	97	1.92%
14	7.79% Bajaj Finance Limited	CRISIL AAA	10,000	96	1.90%
15	7.57% Indian Railway Finance Corporation Limited	CRISIL AAA	9,500	95	1.87%
16	8.54% REC Limited	CRISIL AAA	850	87	1.71%
17	7.56% Power Grid Corporation of India Limited	CRISIL AAA	12,500	85	1.67%
18	Power Finance Corporation Limited	CRISIL AAA	810,000	79	1.57%
19	7.45% Export Import Bank of India	CRISIL AAA	7,500	75	1.48%
20	Mahindra & Mahindra Financial Services Limited	CRISIL AAA	7,500	75	1.48%
21	Tata Capital Limited	CRISIL AAA	7,500	75	1.48%
22	Bank of Baroda	FITCH A1+	1,500	74	1.46%
23	7.85% Bharti Telecom Limited	CRISIL AAA	7,500	74	1.46%
24	Bank of Baroda	CARE A1+	1,500	73	1.45%
25	7.55% Indian Railway Finance Corporation Limited	CRISIL AAA	700	70	1.38%
26	8.45% Indian Railway Finance Corporation Limited	CRISIL AAA	625	63	1.26%
27	7.4% Power Grid Corporation of India Limited	CRISIL AAA	9,500	62	1.22%
28	7.86% HDFC Bank Limited	CRISIL AAA	60	59	1.17%
29	7.65% HDFC Bank Limited	CRISIL AAA	6,000	59	1.16%
30	7.83% Small Industries Dev Bank of India	CRISIL AAA	5,500	55	1.09%

Nippon India Banking and PSU Debt Fund

Regular Plan · IDCW Option · where the money sits

What the manager did last month

Between the filings of 15 Jul 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹91 cr	₹18 cr	3	1	+0.02%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
6.91% State Government Securities	3,100,000	entered	—	30.4
Interest Rate Swaps Pay Floating Receive Fix (31/05/2029) (FV 7500 Lacs)	—	entered	—	0.3
Interest Rate Swaps Pay Floating Receive Fix (23/07/2031) (FV 5000 Lacs)	—	entered	—	0.2
Added to
8% HDFC Bank Limited	500	+200.0%	-0.5%	50.9
6.94% Government of India	4,000,000	+22.9%	-0.4%	40.3
Trimmed
Indian Railway Finance Corporation Limited	2,500	-30.9%	-0.1%	13.5
7.44% National Bank For Agriculture and Rural Development	500	-50.0%	+0.1%	5.0
Sold out of
6.68% Government of India	500,000	exited	—	5.0

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹704,615	₹104,615	6.37%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Oct 2026.