InvestVerdict
LIC MF Unit Linked Insurance Scheme (ULIS)
Regular Plan · IDCW Reinvestment · ELSS (Tax Saving) · Scheme code 134874
Fund houseLIC Mutual Fund
CategoryELSS (Tax Saving)
Plan & optionRegular · IDCW Reinvestment
History11.2 years
Returns (%)
| 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y | Launch | |
|---|---|---|---|---|---|---|---|---|---|
| This scheme | 1.98 | 7.31 | 4.45 | 2.88 | 8.21 | 7.60 | 10.65 | 9.64 | 9.00 |
| Nifty 500 benchmark |
0.87 | 4.31 | 2.15 | 5.20 | 12.49 | 11.41 | — | — | 15.49 |
| ELSS (Tax Saving) category median |
— | — | — | 2.62 | 13.24 | 12.25 | — | 12.78 | — |
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.
Risk
| Volatility | Sharpe | Sortino | Beta | Alpha | Max fall | R² | |
|---|---|---|---|---|---|---|---|
| This scheme | 12.3% | 0.14 | 0.19 | 0.77 | -3.35% | -31.1% | 92.19 |
| Nifty 500 benchmark |
17.2% | 0.35 | 0.47 | — | — | -37.3% | — |
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 83 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
| Windows | Worst | Median | Best | Periods that lost money |
|---|---|---|---|---|
| 503 | -19.5% | 8.6% | 53.5% | 20% |
Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.