Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.6%
1.47
2.98
—
—
-0.8%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
2,689
2.8%
6.9%
8.7%
0%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
UTI - Money Market Fund
Regular Plan · Annual IDCW
Allocation
By asset
Debt
96.08%
Cash & Equivalents
3.90%
By market cap
Concentration
Number of stocks
93
Top 5 stocks
12.81%
Top 10 stocks
23.00%
Top 20 stocks
38.15%
Lines in the filing
95
Largest holding
3.06%
Largest sector
CRISIL-A1+ 55.57%
Effective stocks
75.9
Sectors held
6
Cash
3.90%
Effective stocks is what the concentration works out to: a fund holding
93 names but most of its money in a few
behaves like a fund of 76. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL-A1+
55.57%
CARE-A1+
22.05%
ICRA-A1+
11.69%
SOV
5.19%
Cash & Equivalents
3.90%
IND-A1+
1.22%
-
0.36%
UTI - Money Market Fund
Regular Plan · Annual IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
NET CURRENT ASSETS
Unclassified
—
—
3.86%
2
182 DAYS T-BILL - 04/02/2027
SOV
5,000,000,000
—
3.06%
3
CD - INDIAN BANK - 05/02/2027
CRISIL-A1+
4,000,000,000
—
2.44%
4
CD - NABARD - 28/01/2027
ICRA-A1+
4,000,000,000
—
2.44%
5
CD - NABARD - 22/01/2027
ICRA-A1+
4,000,000,000
—
2.44%
6
CD - SMALL INDST. DEV. BANK OF INDIA - 26/02/2027
CARE-A1+
4,000,000,000
—
2.43%
7
182 DAYS T-BILL - 18/02/2027
SOV
3,500,000,000
—
2.13%
8
CD - CANARA BANK - 12/02/2027
CRISIL-A1+
3,500,000,000
—
2.13%
9
CD - HDFC BANK LTD - 24/02/2027
CRISIL-A1+
3,500,000,000
—
2.12%
10
CD - KOTAK MAHINDRA BANK LTD - 12/02/2027
CRISIL-A1+
3,250,000,000
—
1.98%
11
CD - NABARD - 19/01/2027
CRISIL-A1+
3,000,000,000
—
1.83%
12
CP SUNDARAM HOME FINANCE LTD.
CRISIL-A1+
3,000,000,000
—
1.82%
13
CD - KOTAK MAHINDRA BANK LTD - 08/01/2027
CRISIL-A1+
2,500,000,000
—
1.53%
14
CD - NATIONAL BANK FOR FIN INFRA & DEV - 02/03/2027
CRISIL-A1+
2,500,000,000
—
1.52%
15
CD - HDFC BANK - 05/02/2027
CARE-A1+
2,500,000,000
—
1.52%
16
CD - IDFC BANK LTD - 03/02/2027
CRISIL-A1+
2,500,000,000
—
1.52%
17
CP ASEEM INFRASTRUCTURE FINANCE LTD
CARE-A1+
2,500,000,000
—
1.51%
18
CD - CANARA BANK - 11/03/2027
CRISIL-A1+
2,500,000,000
—
1.51%
19
CD - UCO BANK - 15/06/2027
CRISIL-A1+
2,500,000,000
—
1.48%
20
CD - BANK OF MAHARASHTRA - 07/01/2027
CRISIL-A1+
2,250,000,000
—
1.38%
21
CD - KOTAK MAHINDRA BANK LTD - 05/03/2027
CRISIL-A1+
2,250,000,000
—
1.36%
22
CD - CANARA BANK - 02/02/2027
CRISIL-A1+
2,000,000,000
—
1.22%
23
CD - CANARA BANK - 08/01/2027
CRISIL-A1+
2,000,000,000
—
1.22%
24
CD - INDIAN BANK - 12/01/2027
CRISIL-A1+
2,000,000,000
—
1.22%
25
CD - AXIS BANK LTD - 14/01/2027
CRISIL-A1+
2,000,000,000
—
1.22%
26
CD - AU SMALL FINANCE BANK LTD - 11/01/2027
IND-A1+
2,000,000,000
—
1.22%
27
CD - NABARD - 14/01/2027
CRISIL-A1+
2,000,000,000
—
1.22%
28
CD - INDIAN BANK - 22/01/2027
CRISIL-A1+
2,000,000,000
—
1.22%
29
CD - SMALL INDST. DEV. BANK OF INDIA - 29/01/2027
CARE-A1+
2,000,000,000
—
1.22%
30
CD - INDUSIND BANK LTD - 27/01/2027
CRISIL-A1+
2,000,000,000
—
1.22%
UTI - Money Market Fund
Regular Plan · Annual IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹717,536
₹117,536
7.10%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 30 Oct 2026.
