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InvestVerdict

Tata Banking & Financial Services Fund

Direct Plan · Growth Option · Sectoral / Thematic · Scheme code 135793

NAV₹47.9159as on 30 Oct 2026
Fund houseTata Mutual Fund
CategorySectoral / Thematic
Plan & optionDirect · Growth Option
History10.7 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 2.357.13-0.12 10.0313.4613.58 15.0615.1116.90
Nifty 500
benchmark		 0.874.312.15 5.2012.4911.41 ——15.49
Sectoral / Thematic
category median		 ——— -5.6313.0410.23 —13.74—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 15.7% 0.44 0.67 0.90 1.71% -41.6% 76.09
Nifty 500
benchmark		 15.2%0.39 0.58—— -37.3%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 36 months this scheme and its benchmark share.

Growth of ₹100 since launch

52225399573201620182020202220242026InvestVerdict

Drawdown from peak (%)

0%-14%-28%-41%201620182020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
2,384 -30.1% 16.7% 87.9% 14%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
96% 84% 0.87 7.8% 0.14 7.79

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 36 months this scheme and Nifty 500 share.

InvestVerdict

Tata Banking & Financial Services Fund

Direct Plan · Growth Option

Allocation

By asset

Equity98.65%
Cash & Equivalents1.35%

By market cap

Large Cap55.77%
Mid Cap17.41%
Small Cap23.63%
Unclassified1.84%

Concentration

Number of stocks36
Top 5 stocks41.89%
Top 10 stocks58.69%
Top 20 stocks78.94%
Lines in the filing39
Largest holding11.94%
Largest sectorBanks 53.11%
Effective stocks19.8
Sectors held5
Cash1.35%

Effective stocks is what the concentration works out to: a fund holding 36 names but most of its money in a few behaves like a fund of 20. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Banks — 53.1%Finance — 20.9%Insurance — 10.8%Capital Markets — 8.3%Financial Technology (Fintech) — 5.6%Other — 1.4%Banks53.1%Finance20.9%Insurance10.8%Capital Markets8.3%Financial Technology (Fin…5.6%Other1.4%
Banks53.11%
Finance20.88%
Insurance10.76%
Capital Markets8.29%
Financial Technology (Fintech)5.61%
Cash & Equivalents1.35%
InvestVerdict

Tata Banking & Financial Services Fund

Direct Plan · Growth Option · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 HDFC BANK LTD Banks 5,145,000 365 11.94%
2 ICICI BANK LTD Banks 2,400,000 317 10.39%
3 STATE BANK OF INDIA Banks 2,292,000 220 7.20%
4 AXIS BANK LTD Banks 1,680,000 206 6.75%
5 KOTAK MAHINDRA BANK LTD Banks 4,110,000 171 5.61%
6 BAJAJ FINANCE LTD Finance 1,428,000 137 4.49%
7 SBI LIFE INSURANCE COMPANY LTD Insurance 672,000 114 3.73%
8 SHRIRAM FINANCE LTD Finance 924,000 91 2.97%
9 PB FINTECH LTD Financial Technology (Fintech) 807,000 86 2.81%
10 ONE 97 COMMUNICATIONS LTD Financial Technology (Fintech) 510,000 86 2.80%
11 PNB HOUSING FINANCE LTD Finance 699,000 78 2.56%
12 MULTI COMMODITY EXCHANGE OF IND LTD Capital Markets 226,500 75 2.45%
13 STAR HEALTH AND ALLIED INSURANCE COMPANY LTD Insurance 1,284,000 69 2.25%
14 PIRAMAL FINANCE LTD Finance 318,500 65 2.13%
15 CITY UNION BANK LTD Banks 2,800,000 63 2.07%
16 ONEMI TECHNOLOGY SOLUTIONS LTD Finance 1,680,000 62 2.03%
17 DCB BANK LTD Banks 2,880,022 59 1.92%
18 RBL BANK LTD Banks 1,230,000 50 1.62%
19 CANARA HSBC LIFE INSURANCE COMPANY LTD Insurance 3,300,000 49 1.61%
20 MAX FINANCIAL SERVICES LTD Insurance 357,000 49 1.61%
21 AU SMALL FINANCE BANK LTD Banks 474,000 48 1.57%
22 LIFE INSURANCE CORPORATION OF INDIA Insurance 1,209,000 48 1.56%
23 KARUR VYSYA BANK LTD Banks 1,470,000 48 1.56%
24 360 ONE WAM LTD Capital Markets 438,000 45 1.48%
25 PRUDENT CORPORATE ADVISORY SERVICES LTD Capital Markets 141,000 44 1.45%
26 MUFIN GREEN FINANCE LTD Finance 3,300,000 43 1.42%
27 INDUSIND BANK LTD Banks 456,000 41 1.35%
28 MAHINDRA AND MAHINDRA FINANCIAL SERVICES LTD Finance 1,140,000 37 1.21%
29 UJJIVAN SMALL FINANCE BANK LTD Banks 5,100,000 34 1.13%
30 CHOLAMANDALAM INVESTMENT & FINANCE CO LTD Finance 213,000 35 1.13%
InvestVerdict

Tata Banking & Financial Services Fund

Direct Plan · Growth Option · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹51 cr ₹257 cr 9 2 +0.08%
StockShares tradedShares PriceValue
₹ cr
New position
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LTD 1,140,000 entered — 44.0
KARUR VYSYA BANK LTD 1,230,000 entered — 42.1
UJJIVAN SMALL FINANCE BANK LTD 5,100,000 entered — 36.6
PIRAMAL FINANCE LTD 177,000 entered — 36.4
CAN FIN HOMES LTD 420,000 entered — 34.5
RBL BANK LTD 870,000 entered — 32.7
SBI FUNDS MANAGEMENT LTD 546,000 entered — 32.2
AADHAR HOUSING FINANCE LTD 600,000 entered — 29.8
Added to
KOTAK MAHINDRA BANK LTD 675,000 +19.7% -0.5% 26.4
HDFC BANK LTD 330,000 +8.4% -6.2% 24.7
Trimmed
MOTILAL OSWAL FINANCIAL SERVICE LTD 765,000 -83.6% -10.4% 65.2
HDFC ASSET MANAGEMENT COMPANY LTD 171,000 -31.3% -1.4% 44.7
ADITYA BIRLA SUN LIFE AMC LTD 378,852 -53.5% -12.4% 38.3
CANARA HSBC LIFE INSURANCE COMPANY LTD 2,385,000 -42.0% +4.7% 34.9
INDUSIND BANK LTD 279,000 -38.0% +9.6% 28.3
360 ONE WAM LTD 207,000 -26.5% +5.7% 23.5
ONE 97 COMMUNICATIONS LTD 162,000 -24.1% +17.7% 21.8
Sold out of
ICICI LOMBARD GENERAL INSURANCE CO. LTD 400,000 exited — 69.7
PINE LABS LTD 4,252,200 exited — 66.7
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹861,916 ₹261,916 14.48%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 31 Oct 2026.