Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.0%
—
-3.57
—
—
-0.1%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
3,379
-0.1%
0.0%
0.2%
1%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
PGIM India Liquid Fund
Regular Plan · Regular IDCW
Allocation
By asset
Debt
91.27%
Cash & Equivalents
8.56%
Mutual Fund Units
0.17%
By market cap
Concentration
Number of stocks
41
Top 5 stocks
29.04%
Top 10 stocks
46.34%
Top 20 stocks
70.76%
Lines in the filing
43
Largest holding
6.91%
Largest sector
CRISIL A1+ 40.95%
Effective stocks
30.1
Sectors held
8
Cash
8.56%
Effective stocks is what the concentration works out to: a fund holding
41 names but most of its money in a few
behaves like a fund of 30. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL A1+
40.95%
ICRA A1+
13.35%
SOVEREIGN
13.08%
CARE A1+
8.63%
Cash & Equivalents
8.56%
CRISIL AAA
5.57%
FITCH A1+
5.17%
CARE AA+
4.52%
Unclassified
0.17%
PGIM India Liquid Fund
Regular Plan · Regular IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
Union Bank of India
ICRA A1+
10,000,000
99
6.91%
2
HDFC Bank Ltd.
CARE A1+
10,000,000
99
6.90%
3
Grasim Industries Ltd.
CRISIL A1+
10,000,000
99
6.90%
4
Clearing Corporation of India Ltd.
Unclassified
—
77
5.34%
5
8.15% Tata Steel Ltd.
CARE AA+
6,500,000
65
4.52%
6
91 DAYS TBILL RED 29-10-2026
SOVEREIGN
5,500,000
55
3.81%
7
8.95% Bharti Telecom Ltd.
CRISIL AAA
5,000,000
50
3.48%
8
Infina Finance Pvt Ltd.
CRISIL A1+
5,000,000
50
3.47%
9
The Federal Bank Ltd.
FITCH A1+
5,000,000
50
3.45%
10
National Bank for Agriculture & Rural Development
CRISIL A1+
5,000,000
50
3.45%
11
Bajaj Finance Ltd.
CRISIL A1+
5,000,000
50
3.45%
12
Small Industries Development Bank of India
CRISIL A1+
5,000,000
49
3.43%
13
HSBC InvestDirect Financial Ser Ind Ltd.
CRISIL A1+
4,800,000
48
3.31%
14
Net Receivables / (Payables)
Unclassified
—
46
3.22%
15
JM Financial Services Ltd.
CRISIL A1+
4,500,000
45
3.12%
16
91 DAYS TBILL RED 22-10-2026
SOVEREIGN
4,000,000
40
2.77%
17
364 DAYS TBILL RED 03-12-2026
SOVEREIGN
4,000,000
40
2.76%
18
7.95% Sikka Ports and Terminals Ltd.
CRISIL AAA
3,000,000
30
2.09%
19
Small Industries Development Bank of India
CRISIL A1+
2,500,000
25
1.74%
20
Axis Securities Ltd.
ICRA A1+
2,500,000
25
1.74%
21
Reliance Retail Ventures Ltd.
CRISIL A1+
2,500,000
25
1.73%
22
JM Financial Services Ltd.
CRISIL A1+
2,500,000
25
1.73%
23
HDFC Bank Ltd.
CARE A1+
2,500,000
25
1.73%
24
Godrej Industries Ltd.
CRISIL A1+
2,500,000
25
1.73%
25
REC Ltd.
CRISIL A1+
2,500,000
25
1.73%
26
Axis Securities Ltd.
ICRA A1+
2,500,000
25
1.73%
27
Axis Bank Ltd.
CRISIL A1+
2,500,000
25
1.72%
28
Axis Bank Ltd.
CRISIL A1+
2,500,000
25
1.72%
29
ICICI Home Finance Company Ltd.
ICRA A1+
2,500,000
25
1.72%
30
Kotak Securities Ltd.
CRISIL A1+
2,500,000
25
1.72%
PGIM India Liquid Fund
Regular Plan · Regular IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹600,000
₹0
0.00%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 30 Oct 2026.
