Direct Plan · Direct IDCW · Gilt Funds · Scheme code 138474
NAV₹13.5372as on 30 Oct 2026
Fund housePGIM India Mutual Fund
CategoryGilt Funds
Plan & optionDirect · Direct IDCW
History10.5 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
-0.07
-0.97
-3.39
-3.02
-1.23
-1.28
-0.92
0.56
0.54
Gilt Funds category median
—
—
—
1.39
6.17
5.45
—
6.64
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
4.4%
-1.75
-1.68
—
—
-9.4%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
2,296
-6.4%
0.3%
11.6%
43%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
PGIM India Gilt Fund
Direct Plan · Direct IDCW
Allocation
By asset
Debt
79.29%
Cash & Equivalents
20.71%
By market cap
Concentration
Number of stocks
17
Top 5 stocks
61.13%
Top 10 stocks
75.57%
Top 20 stocks
79.29%
Lines in the filing
19
Largest holding
31.24%
Largest sector
SOVEREIGN 79.29%
Effective stocks
7.8
Sectors held
1
Cash
20.71%
Effective stocks is what the concentration works out to: a fund holding
17 names but most of its money in a few
behaves like a fund of 8. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
SOVEREIGN
79.29%
Cash & Equivalents
20.71%
PGIM India Gilt Fund
Direct Plan · Direct IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
6.94% Government of India
SOVEREIGN
2,700,000
27
31.24%
2
Clearing Corporation of India Ltd.
Unclassified
—
15
18.18%
3
6.1% Government of India
SOVEREIGN
1,000,000
10
11.39%
4
6.48% Government of India
SOVEREIGN
749,786
7
8.42%
5
91 DAYS TBILL RED 08-10-2026
SOVEREIGN
500,000
5
5.88%
6
91 DAYS TBILL RED 01-10-2026
SOVEREIGN
357,143
4
4.20%
7
6.79% Government of India
SOVEREIGN
320,833
3
3.69%
8
6.36% Government of India
SOVEREIGN
306,900
3
3.54%
9
91 DAYS TBILL RED 19-11-2026
SOVEREIGN
250,000
2
2.92%
10
Net Receivables / (Payables)
Unclassified
—
2
2.53%
11
7.34% Government of India
SOVEREIGN
216,850
2
2.43%
12
8.28% Government of India
SOVEREIGN
155,000
2
1.86%
13
6.64% Government of India
SOVEREIGN
100,000
1
1.18%
14
7.26% Government of India
SOVEREIGN
75,000
1
0.89%
15
7.41% Government of India
SOVEREIGN
53,334
1
0.64%
16
7.09% Government of India
SOVEREIGN
40,100
0
0.44%
17
6.99% Government of India
SOVEREIGN
32,000
0
0.35%
18
7.57% Government of India
SOVEREIGN
16,700
0
0.20%
19
7.26% Government of India
SOVEREIGN
2,063
0
0.02%
PGIM India Gilt Fund
Direct Plan · Direct IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹577,765
₹-22,235
-1.49%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 31 Oct 2026.
