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InvestVerdict

BANDHAN CREDIT RISK FUND

Direct Plan · Half Yearly IDCW · Credit Risk · Scheme code 140605

NAV₹10.4183as on 28 Aug 2026
Fund houseBandhan Mutual Fund
CategoryCredit Risk
Plan & optionDirect · Half Yearly IDCW
History9.5 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -0.32-0.32-0.32 -0.32-0.05-0.05 -0.25—0.43
Credit Risk
category median		 ——— 8.178.817.44 —7.88—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 4.8% -1.36 -1.44 — — -6.2% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

99102105107201820202026InvestVerdict

Drawdown from peak (%)

0%-2%-4%-6%201820202026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
123 -2.2% 0.4% 4.9% 36%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

BANDHAN CREDIT RISK FUND

Direct Plan · Half Yearly IDCW

Allocation

By asset

Debt95.86%
Cash & Equivalents4.14%

By market cap

Concentration

Number of stocks15
Top 5 stocks47.60%
Top 10 stocks86.31%
Top 20 stocks96.59%
Largest holding12.66%
Largest sectorFITCH AA 25.97%
Effective stocks12.4
Cash3.41%
InvestVerdict

BANDHAN CREDIT RISK FUND

Direct Plan · Half Yearly IDCW · holdings

Top 18 holdings

#CompanySector% of fund
1— SOVEREIGN12.66%
2— CRISIL AAA8.85%
3— CRISIL AA8.72%
4— FITCH AA8.70%
5— FITCH AA8.67%
6— CARE AA8.61%
7— FITCH AA8.60%
8— ICRA AA8.60%
9— CRISIL AA6.47%
10— CRISIL AA+6.43%
11— ICRA AA4.56%
12— Unclassified3.04%
13— SOVEREIGN2.57%
14— CRISIL AA2.15%
15— Unclassified0.73%
16— Unclassified0.36%
17— SOVEREIGN0.27%
18— Unclassified0.01%

Sector split

FITCH AA — 26.0%CRISIL AA — 17.3%SOVEREIGN — 15.5%ICRA AA — 13.2%CRISIL AAA — 8.9%CARE AA — 8.6%CRISIL AA+ — 6.4%Cash & Equivalents — 3.4%Other — 0.7%FITCH AA26.0%CRISIL AA17.3%SOVEREIGN15.5%ICRA AA13.2%CRISIL AAA8.9%CARE AA8.6%CRISIL AA+6.4%Cash & Equivalents3.4%Other0.7%
FITCH AA25.97%
CRISIL AA17.34%
SOVEREIGN15.50%
ICRA AA13.16%
CRISIL AAA8.85%
CARE AA8.61%
CRISIL AA+6.43%
Cash & Equivalents3.41%
Unclassified0.73%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹598,083 ₹-1,917 -0.13%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 30 Aug 2026.