InvestVerdict
UTI Banking & PSU Debt Fund
Direct Plan · Half yearly IDCW · Banking & PSU · Scheme code 141375
Fund houseUTI Mutual Fund
CategoryBanking & PSU
Plan & optionDirect · Half yearly IDCW
History9.3 years
Returns (%)
| 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y | Launch | |
|---|---|---|---|---|---|---|---|---|---|
| This scheme | 0.55 | 2.18 | 3.17 | 6.09 | 7.41 | 7.43 | 6.27 | — | 4.66 |
| Banking & PSU category median |
— | — | — | 5.43 | 7.22 | 6.29 | — | 7.23 | — |
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.
Risk
| Volatility | Sharpe | Sortino | Beta | Alpha | Max fall | R² | |
|---|---|---|---|---|---|---|---|
| This scheme | 3.9% | 0.23 | 0.30 | — | — | -8.7% | — |
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
| Windows | Worst | Median | Best | Periods that lost money |
|---|---|---|---|---|
| 403 | -4.9% | 6.8% | 12.9% | 24% |
Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.