Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
17.8%
-0.09
-0.12
1.03
-8.04%
-43.7%
78.05
Nifty 500 benchmark
15.2%
0.39
0.58
—
—
-37.3%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
36 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
1,905
-37.3%
2.3%
80.1%
47%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
77%
106%
0.88
8.3%
-0.94
-1.90
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 36 months this scheme and
Nifty 500 share.
HDFC Housing Opportunities Fund
Regular Plan · IDCW Option
Allocation
By asset
Equity
98.49%
Cash & Equivalents
1.51%
By market cap
Large Cap
62.85%
Mid Cap
9.05%
Small Cap
25.27%
Unclassified
1.32%
Concentration
Number of stocks
38
Top 5 stocks
37.35%
Top 10 stocks
61.47%
Top 20 stocks
83.63%
Lines in the filing
40
Largest holding
8.54%
Largest sector
Banks 28.09%
Effective stocks
21.2
Sectors held
12
Cash
1.51%
Effective stocks is what the concentration works out to: a fund holding
38 names but most of its money in a few
behaves like a fund of 21. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Banks
28.09%
Construction
14.01%
Cement & Cement Products
12.23%
Consumer Durables
12.07%
Realty
9.06%
Power
7.33%
Ferrous Metals
4.69%
Retailing
3.41%
Finance
2.66%
Non - Ferrous Metals
2.48%
Cash & Equivalents
1.51%
Gas
1.24%
Commercial Services & Supplies
1.22%
HDFC Housing Opportunities Fund
Regular Plan · IDCW Option · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
Larsen and Toubro Ltd.
Construction
250,000
94
8.54%
2
ICICI Bank Ltd.
Banks
675,000
89
8.11%
3
HDFC Bank Ltd.
Banks
1,250,000
89
8.05%
4
NTPC Limited
Power
2,500,000
81
7.33%
5
Ambuja Cements Ltd.
Cement & Cement Products
1,565,646
59
5.32%
6
State Bank of India
Banks
580,000
56
5.06%
7
Kalpataru Projects International Ltd
Construction
398,895
55
5.01%
8
UltraTech Cement Limited
Cement & Cement Products
50,000
55
4.98%
9
Tata Steel Ltd.
Ferrous Metals
2,800,000
52
4.69%
10
Prestige Estates Projects Ltd.
Realty
325,000
48
4.38%
11
Electronics Mart India Ltd
Retailing
1,825,727
37
3.41%
12
Axis Bank Ltd.
Banks
300,000
37
3.34%
13
JSW Dulux Limited
Consumer Durables
90,000
28
2.52%
14
Kotak Mahindra Bank Limited
Banks
600,000
25
2.27%
15
Asian Paints Limited
Consumer Durables
90,000
22
1.97%
16
Kolte Patil Developers Limited
Realty
500,000
21
1.93%
17
Birla Corporation Ltd.
Cement & Cement Products
223,900
19
1.71%
18
Hindalco Industries Ltd.
Non - Ferrous Metals
200,000
19
1.71%
19
TREPS - Tri-party Repo
Unclassified
—
19
1.69%
20
Repco Home Finance Ltd.
Finance
539,758
18
1.68%
21
Havells India Ltd.
Consumer Durables
175,000
18
1.62%
22
Brigade Enterprises Limited.
Realty
270,000
16
1.41%
23
Whirlpool of India Ltd.
Consumer Durables
170,000
15
1.38%
24
Lodha Developers Limited
Realty
130,000
15
1.34%
25
Crompton Greaves Consumer Elec. Ltd.
Consumer Durables
662,703
14
1.26%
26
Bank of Baroda
Banks
600,000
14
1.26%
27
Elevate Campuses Limited
Commercial Services & Supplies
414,346
13
1.22%
28
CanFin Homes Ltd.
Finance
150,000
11
0.98%
29
LG Electronics India Limited
Consumer Durables
60,000
10
0.94%
30
Symphony Ltd.
Consumer Durables
160,268
9
0.85%
HDFC Housing Opportunities Fund
Regular Plan · IDCW Option · where the money sits
What the manager did last month
Between the filings of 30 Jun 2026 and 31 Jul 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹2 cr
₹0 cr
1
0
-0.47%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
GSPL Transmission Limited
83,333
entered
—
1.3
Added to
Brigade Enterprises Limited.
30,000
+15.8%
+15.9%
1.7
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹656,087
₹56,087
3.53%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 2 Nov 2026.
