← Back to the fund page Use your browser's print dialog and choose “Save as PDF”. A4.
InvestVerdict

BANDHAN ULTRA SHORT TERM FUND

Regular Plan · Growth · Ultra Short Duration · Scheme code 144171

NAV₹16.4765as on 27 Oct 2026
Fund houseBandhan Mutual Fund
CategoryUltra Short Duration
Plan & optionRegular · Growth
History8.1 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.521.973.32 6.256.966.21 5.88—6.24
Ultra Short Duration
category median		 ——— 5.606.666.07 —6.34—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 0.4% 1.11 2.05 — — -0.9% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

951191441682020202220242026InvestVerdict

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
1,731 3.1% 6.7% 8.8% 0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

BANDHAN ULTRA SHORT TERM FUND

Regular Plan · Growth

Allocation

By asset

Cash & Equivalents100.00%

By market cap

Unclassified97.06%

Concentration

Number of stocks72
Top 5 stocks—
Top 10 stocks—
Top 20 stocks—
Lines in the filing72
Largest holding—
Largest sector— —
Effective stocks—
Sectors held0
Cash0.00%

Effective stocks is what the concentration works out to: a fund holding 72 names but most of its money in a few behaves like a fund of —. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL A1+ — 36.2%CRISIL AAA — 23.3%CARE A1+ — 12.5%ICRA A1+ — 9.3%SOVEREIGN — 7.6%Cash & Equivalents — 4.5%ICRA AAA — 3.4%Other — 3.2%CRISIL A1+36.2%CRISIL AAA23.3%CARE A1+12.5%ICRA A1+9.3%SOVEREIGN7.6%Cash & Equivalents4.5%ICRA AAA3.4%Other3.2%
CRISIL A1+36.21%
CRISIL AAA23.32%
CARE A1+12.53%
ICRA A1+9.26%
SOVEREIGN7.59%
Cash & Equivalents4.53%
ICRA AAA3.41%
FITCH A1+1.32%
CRISIL AA+1.10%
ICRA AA+0.73%
InvestVerdict

BANDHAN ULTRA SHORT TERM FUND

Regular Plan · Growth · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 HDFC Bank Limited ** CARE A1+ 27,500,000 269 6.57%
2 Canara Bank CRISIL A1+ 25,000,000 245 5.97%
3 Triparty Repo TRP_011026 Unclassified — 226 5.51%
4 National Bank For Agriculture and Rural Development ** ICRA A1+ 22,500,000 220 5.38%
5 7.79% Small Industries Dev Bank of India CRISIL AAA 20,000,000 200 4.89%
6 91 Days Tbill (MD 01/10/2026) SOVEREIGN 20,000,000 200 4.88%
7 8.1% Tata Capital Housing Finance Limited ** CRISIL AAA 19,500,000 195 4.77%
8 National Bank For Agriculture and Rural Development ** CRISIL A1+ 17,500,000 172 4.19%
9 ICICI Securities Limited ** CRISIL A1+ 15,000,000 148 3.60%
10 Export Import Bank of India ** CRISIL A1+ 15,000,000 147 3.58%
11 Small Industries Dev Bank of India ** CRISIL A1+ 10,000,000 98 2.39%
12 8.3% Tata Capital Limited ICRA AAA 9,000,000 90 2.20%
13 7.66% Bajaj Housing Finance Limited ** CRISIL AAA 8,000,000 79 1.94%
14 8.04% Bajaj Housing Finance Limited ** CRISIL AAA 7,500,000 75 1.83%
15 Mahindra & Mahindra Financial Services Limited ** CRISIL A1+ 7,500,000 74 1.81%
16 Axis Bank Limited ** CRISIL A1+ 7,500,000 74 1.80%
17 Bank of Baroda CARE A1+ 7,500,000 73 1.79%
18 Bajaj Finance Limited ** ICRA A1+ 7,500,000 71 1.74%
19 Punjab National Bank ** CRISIL A1+ 6,500,000 64 1.55%
20 7.7% Bajaj Housing Finance Limited CRISIL AAA 6,000,000 60 1.46%
21 HDFC Bank Limited ICRA A1+ 6,000,000 59 1.44%
22 7.83% National Bank For Agriculture and Rural Development ** CRISIL AAA 5,700,000 57 1.39%
23 8.1167% Bajaj Finance Limited CRISIL AAA 5,000,000 50 1.22%
24 8.0409% Tata Capital Housing Finance Limited ** CRISIL AAA 5,000,000 50 1.22%
25 6.37% REC Limited ** ICRA AAA 5,000,000 50 1.21%
26 Small Industries Dev Bank of India ** CRISIL A1+ 5,000,000 49 1.20%
27 Mahindra & Mahindra Financial Services Limited ** CRISIL A1+ 5,000,000 49 1.20%
28 Axis Bank Limited ** CRISIL A1+ 5,000,000 49 1.20%
29 Bank of Baroda FITCH A1+ 5,000,000 49 1.20%
30 Bank of Baroda ** CARE A1+ 5,000,000 49 1.19%
InvestVerdict

BANDHAN ULTRA SHORT TERM FUND

Regular Plan · Growth · where the money sits

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹711,224 ₹111,224 6.74%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Oct 2026.