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InvestVerdict

UTI - Equity Savings Fund

Direct Plan · IDCW · Equity Savings · Scheme code 144491

NAV₹20.3970as on 28 Aug 2026
Fund houseUTI Mutual Fund
CategoryEquity Savings
Plan & optionDirect · IDCW
History8.0 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.342.260.43 5.669.069.33 10.39—9.32
Nifty 100
benchmark		 0.253.49-1.52 1.8410.529.38 ——12.79
Equity Savings
category median		 ——— 5.699.888.69 —8.95—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 5.7% 0.45 0.63 0.35 1.28% -13.8% 94.57
Nifty 100
benchmark		 17.1%0.23 0.32—— -37.0%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 82 months this scheme and its benchmark share.

Growth of ₹100 since launch

851281712142020202220242026InvestVerdict

Drawdown from peak (%)

0%-4%-9%-13%2020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
345 -9.3% 8.8% 30.2% 5%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

UTI - Equity Savings Fund

Direct Plan · IDCW

Allocation

By asset

Equity66.18%
Debt20.77%
REITs / InvITs7.28%
Cash & Equivalents5.75%

By market cap

Concentration

Number of stocks53
Top 5 stocks28.04%
Top 10 stocks46.28%
Top 20 stocks67.54%
Largest holding7.99%
Largest sectorSOV 20.77%
Effective stocks32.9
Cash5.75%
InvestVerdict

UTI - Equity Savings Fund

Direct Plan · IDCW · holdings

Sector split

SOV — 20.8%Banks — 20.7%Automobiles — 8.3%- — 7.3%Cash & Equivalents — 5.8%Finance — 5.3%Telecom - Services — 5.1%IT - Software — 3.9%Cement & Cement Products — 3.5%Other — 19.5%SOV20.8%Banks20.7%Automobiles8.3%-7.3%Cash & Equivalents5.8%Finance5.3%Telecom - Services5.1%IT - Software3.9%Cement & Cement Products3.5%Other19.5%
SOV20.77%
Banks20.72%
Automobiles8.25%
-7.28%
Cash & Equivalents5.75%
Finance5.32%
Telecom - Services5.10%
IT - Software3.87%
Cement & Cement Products3.45%
Construction2.35%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹746,584 ₹146,584 8.68%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 30 Aug 2026.