← Back to the fund page Use your browser's print dialog and choose “Save as PDF”. A4.
InvestVerdict

BANK OF INDIA SMALL CAP FUND

Regular Plan · Growth · Small Cap · Scheme code 145677

NAV₹54.4300as on 30 Oct 2026
Fund houseBank of India Mutual Fund
CategorySmall Cap
Plan & optionRegular · Growth
History7.7 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 5.9413.9233.36 29.8321.9219.89 29.58—25.85
Nifty Smallcap 250
benchmark		 2.989.0716.61 11.9016.9616.53 ——22.30
Small Cap
category median		 ——— 0.7312.4912.49 —14.96—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 21.8% 0.71 1.21 0.95 5.56% -32.5% 89.94
Nifty Smallcap 250
benchmark		 21.8%0.48 0.77—— -42.4%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 36 months this scheme and its benchmark share.

Growth of ₹100 since launch

462384306232020202220242026InvestVerdict

Drawdown from peak (%)

0%-11%-22%-33%2020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
1,648 -21.6% 22.9% 122.4% 16%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
103% 83% 0.95 7.0% 0.73 15.32

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 36 months this scheme and Nifty Smallcap 250 share.

InvestVerdict

BANK OF INDIA SMALL CAP FUND

Regular Plan · Growth

Allocation

By asset

Equity85.67%
Cash & Equivalents8.74%
Debt5.59%

By market cap

Large Cap1.91%
Mid Cap5.12%
Small Cap71.08%
Unclassified13.15%

Concentration

Number of stocks100
Top 5 stocks13.30%
Top 10 stocks24.24%
Top 20 stocks40.31%
Lines in the filing102
Largest holding2.82%
Largest sectorAuto Components 8.11%
Effective stocks78.5
Sectors held38
Cash8.74%

Effective stocks is what the concentration works out to: a fund holding 100 names but most of its money in a few behaves like a fund of 79. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Auto Components — 8.1% — 7.2%Electrical Equipment — 7.0%Pharmaceuticals & Biotechnology — 6.0%Consumer Durables — 5.6%Banks — 5.4%Industrial Manufacturing — 5.4%Capital Markets — 5.0%Industrial Products — 5.0%Other — 45.3%Auto Components8.1% 7.2%Electrical Equipment7.0%Pharmaceuticals & Biotech…6.0%Consumer Durables5.6%Banks5.4%Industrial Manufacturing5.4%Capital Markets5.0%Industrial Products5.0%Other45.3%
Auto Components8.11%
7.18%
Electrical Equipment7.03%
Pharmaceuticals & Biotechnology5.98%
Consumer Durables5.59%
Banks5.43%
Industrial Manufacturing5.39%
Capital Markets5.02%
Industrial Products4.99%
Telecom - Equipment & Accessories4.71%
Aerospace & Defense3.96%
Textiles & Apparels3.61%
Food Products3.35%
Leisure Services2.39%
CRISIL A1+2.25%
Retailing2.23%
Finance1.96%
Agricultural Food & other Products1.87%
Transport Services1.84%
Engineering Services1.76%
InvestVerdict

BANK OF INDIA SMALL CAP FUND

Regular Plan · Growth · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 TREPS — 263 7.18%
2 Hero Motors Ltd Auto Components 6,775,335 103 2.82%
3 Sky Gold And Diamonds Limited Consumer Durables 1,233,308 100 2.72%
4 City Union Bank Limited Banks 4,420,000 100 2.72%
5 Sterlite Technologies Limited Telecom - Equipment & Accessories 1,020,000 93 2.53%
6 Quality Power Electrical Eqp Ltd Electrical Equipment 580,968 92 2.51%
7 Raymond Limited Industrial Manufacturing 760,000 92 2.51%
8 Optiemus Infracom Ltd Telecom - Equipment & Accessories 1,040,084 80 2.18%
9 Sigma Advanced Systems Limited Aerospace & Defense 769,018 79 2.15%
10 Anand Rathi Wealth Limited Capital Markets 360,000 76 2.08%
11 Wockhardt Limited Pharmaceuticals & Biotechnology 350,000 74 2.02%
12 Computer Age Management Services Limited Capital Markets 1,053,000 71 1.92%
13 Balrampur Chini Mills Limited Agricultural Food & other Products 1,034,626 69 1.87%
14 Knowledge Marine & Engineering Works Limited Engineering Services 212,577 65 1.76%
15 Arvind Limited Textiles & Apparels 1,100,000 59 1.62%
16 EID Parry India Limited Food Products 865,000 59 1.62%
17 TBO Tek Limited Leisure Services 345,000 58 1.58%
18 Net Receivables / (Payables) Unclassified — 57 1.56%
19 Ujjivan Small Finance Bank Limited Banks 8,408,043 57 1.55%
20 TD Power Systems Limited Electrical Equipment 726,000 57 1.55%
21 Acutaas Chemicals Limited Pharmaceuticals & Biotechnology 147,000 48 1.31%
22 GNA Axles Limited Auto Components 789,911 47 1.29%
23 Mrs. Bectors Food Specialities Limited Food Products 2,260,000 47 1.27%
24 Atlanta Electricals Ltd Electrical Equipment 289,113 46 1.27%
25 Onemi Technology Solutions Limited Finance 1,219,808 45 1.23%
26 Canara HSBC Life Insurance company Ltd Insurance 3,000,000 45 1.21%
27 PG Electroplast Limited Consumer Durables 890,000 44 1.20%
28 Indian Bank Banks 530,000 43 1.16%
29 Meesho Ltd Retailing 1,850,000 42 1.15%
30 Aequs Limited Aerospace & Defense 1,493,700 42 1.14%
InvestVerdict

BANK OF INDIA SMALL CAP FUND

Regular Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹142 cr ₹227 cr 7 3 +2.70%
StockShares tradedShares PriceValue
₹ cr
New position
Sigma Advanced Systems Limited 680,115 entered — 42.4
Ujjivan Small Finance Bank Limited 4,500,000 entered — 32.3
Knack Packaging Limited 1,650,000 entered — 31.4
Laser Power And Infra Limited 1,000,000 entered — 29.9
Canara HSBC Life Insurance company Ltd 2,000,000 entered — 29.3
GNA Axles Limited 542,000 entered — 29.0
Thyrocare Technologies Limited 400,000 entered — 23.2
Added to
Tata Technologies Limited 479,000 +474.3% +9.3% 35.8
PG Electroplast Limited 535,000 +150.7% +15.0% 32.8
Sterlite Technologies Limited 497,400 +98.2% -9.2% 27.7
Balrampur Chini Mills Limited 308,008 +49.5% +5.6% 18.1
City Union Bank Limited 580,000 +20.4% -1.0% 12.0
Meesho Ltd 450,000 +32.1% -5.3% 8.2
Eris Lifesciences Limited 50,000 +17.5% -5.5% 6.8
Ganesha Ecosphere Limited 2,237 +1.2% +31.0% 0.3
Trimmed
Cemindia Projects Ltd 281,171 -58.4% +5.3% 38.5
Syrma SGS Technology Limited 271,000 -81.9% -2.1% 37.0
Aye Finance Limited 1,580,000 -99.5% -4.1% 26.3
Allied Blenders And Distillers Limited 308,632 -98.0% -7.3% 19.1
Steel Authority of India Limited 1,115,000 -78.8% -2.6% 18.9
Acutaas Chemicals Limited 57,445 -26.9% -12.0% 17.8
KSH International Limited 160,178 -62.0% -2.8% 13.5
Stylam Industries Limited 34,827 -24.1% +4.2% 11.8
Sold out of
Ambuja Cements Limited 428,000 exited — 18.1
Unicommerce Esolutions Limited 550,228 exited — 4.8
Kajaria Ceramics Limited 1,078 exited — 0.1
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr
Debt: bills, CDs and commercial paper ₹87 cr ₹151 cr +₹63 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹1,024,439 ₹424,439 21.56%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 31 Oct 2026.