Direct Plan · IDCW · Retirement Funds · Scheme code 146348
NAV₹36.5200as on 28 Oct 2026
Fund houseICICI Prudential Mutual Fund
CategoryRetirement Funds
Plan & optionDirect · IDCW
History7.5 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
1.71
4.66
6.70
14.18
22.05
20.96
21.77
—
20.28
Nifty 100 benchmark
0.25
3.49
-1.52
1.84
10.52
9.38
—
—
12.79
Retirement Funds category median
—
—
—
-3.54
8.10
7.85
—
9.44
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
16.1%
0.96
1.65
1.05
10.88%
-37.2%
87.67
Nifty 100 benchmark
14.4%
0.28
0.40
—
—
-37.0%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
36 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
1,604
-32.6%
18.9%
91.2%
11%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
135%
90%
0.94
5.7%
1.94
14.44
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 36 months this scheme and
Nifty 100 share.
ICICI Prudential Retirement Fund Pure Equity Plan
Direct Plan · IDCW
Allocation
By asset
Equity
95.77%
Cash & Equivalents
4.22%
By market cap
Large Cap
50.75%
Mid Cap
24.25%
Small Cap
20.86%
Concentration
Number of stocks
87
Top 5 stocks
18.70%
Top 10 stocks
29.97%
Top 20 stocks
47.89%
Lines in the filing
90
Largest holding
4.99%
Largest sector
Electrical Equipment 8.32%
Effective stocks
56.7
Sectors held
35
Cash
4.22%
Effective stocks is what the concentration works out to: a fund holding
87 names but most of its money in a few
behaves like a fund of 57. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Electrical Equipment
8.32%
Industrial Products
7.60%
Banks
7.28%
Capital Markets
5.90%
Diversified Fmcg
5.29%
Consumer Durables
4.68%
Cash & Equivalents
4.22%
Petroleum Products
3.94%
Realty
3.90%
Automobiles
3.60%
Retailing
3.58%
Cement & Cement Products
3.43%
It - Software
3.01%
Insurance
2.97%
Ferrous Metals
2.63%
Chemicals & Petrochemicals
2.59%
Beverages
2.50%
Transport Services
2.37%
Telecom - Services
2.36%
Leisure Services
2.32%
ICICI Prudential Retirement Fund Pure Equity Plan
Direct Plan · IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
HDFC Bank Ltd.
Banks
1,482,500
105
4.99%
2
TREPS
Unclassified
—
84
4.00%
3
Reliance Industries Ltd.
Petroleum Products
699,489
83
3.94%
4
Multi Commodity Exchange Of India Ltd.
Capital Markets
243,402
80
3.81%
5
Hindustan Unilever Ltd.
Diversified Fmcg
403,011
76
3.60%
6
Bharti Airtel Ltd.
Telecom - Services
282,932
50
2.36%
7
Cummins India Ltd.
Industrial Products
101,990
49
2.31%
8
Apar Industries Ltd.
Electrical Equipment
27,730
48
2.29%
9
ICICI Bank Ltd.
Banks
364,650
48
2.29%
10
Avenue Supermarts Ltd.
Retailing
124,545
47
2.25%
11
Britannia Industries Ltd.
Food Products
92,976
45
2.13%
12
Life Insurance Corporation of India
Insurance
1,125,000
44
2.11%
13
Mahindra & Mahindra Ltd.
Automobiles
143,077
42
2.00%
14
Usha Martin Ltd.
Industrial Products
807,275
40
1.91%
15
United Spirits Ltd.
Beverages
281,271
38
1.81%
16
ABB India Ltd.
Electrical Equipment
54,421
37
1.75%
17
Larsen & Toubro Ltd.
Construction
97,429
37
1.74%
18
ITC Ltd.
Diversified Fmcg
1,356,612
36
1.69%
19
Ultratech Cement Ltd.
Cement & Cement Products
31,897
35
1.66%
20
Supreme Industries Ltd.
Industrial Products
100,386
35
1.65%
21
Hyundai Motor India Ltd.
Automobiles
165,737
34
1.60%
22
Tech Mahindra Ltd.
It - Software
217,759
33
1.58%
23
The Phoenix Mills Ltd.
Realty
163,924
32
1.51%
24
SIEMENS ENERGY INDIA LTD
Electrical Equipment
98,010
31
1.49%
25
Interglobe Aviation Ltd.
Transport Services
61,609
31
1.46%
26
Titan Company Ltd.
Consumer Durables
66,108
30
1.44%
27
Info Edge (India) Ltd.
Retailing
230,690
28
1.34%
28
SKF India Ltd.
Auto Components
177,941
27
1.28%
29
The Indian Hotels Company Ltd.
Leisure Services
354,907
26
1.23%
30
Blue Star Ltd.
Consumer Durables
170,000
26
1.23%
ICICI Prudential Retirement Fund Pure Equity Plan
Direct Plan · IDCW · where the money sits
What the manager did last month
Between the filings of 31 Mar 2026 and 31 Jul 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹286 cr
₹48 cr
9
14
+13.60%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
Voltamp Transformers Ltd.
22,482
entered
—
22.3
Vedanta Aluminium Metal Ltd.
459,550
entered
—
20.9
SKF India Ltd.
109,787
entered
—
16.2
Blue Dart Express Ltd.
30,587
entered
—
15.8
Biocon Ltd.
288,386
entered
—
12.3
GMM Pfaudler Ltd.
92,146
entered
—
8.0
Vedanta Oil And Gas Ltd.
459,550
entered
—
1.6
Vedanta Power Ltd.
459,550
entered
—
1.6
Added to
Reliance Industries Ltd.
378,416
+117.9%
-2.7%
49.5
Britannia Industries Ltd.
62,958
+209.7%
-0.1%
34.1
Multi Commodity Exchange Of India Ltd.
89,128
+66.4%
+12.7%
24.0
Hindustan Unilever Ltd.
85,000
+28.5%
+2.2%
17.9
Bharti Airtel Ltd.
87,397
+44.7%
+10.6%
17.2
Hyundai Motor India Ltd.
70,400
+73.8%
+22.7%
15.4
HDFC Bank Ltd.
200,000
+15.6%
+2.3%
15.0
Pidilite Industries Ltd.
74,000
+127.2%
+25.4%
11.9
Trimmed
Emmvee Photovoltaic Power Ltd.
473,856
-46.3%
+46.1%
15.1
Rategain Travel Technologies Ltd.
92,499
-53.6%
+109.6%
8.5
Acutaas Chemicals Ltd.
20,000
-39.0%
+21.4%
6.2
Bharat Forge Ltd.
27,964
-28.5%
+31.4%
6.2
Hindustan Aeronautics Ltd.
8,800
-14.3%
+33.2%
4.1
ABB India Ltd.
5,411
-9.0%
+22.6%
3.9
Triveni Turbine Ltd.
40,000
-11.2%
+36.8%
2.4
The Phoenix Mills Ltd.
6,676
-3.9%
+25.7%
1.3
Sold out of
Bajaj Auto Ltd.
19,640
exited
—
17.3
Power Finance Corporation Ltd.
330,000
exited
—
12.5
Thermax Ltd.
31,390
exited
—
10.2
CreditAccess Grameen Ltd.
87,914
exited
—
10.2
Godrej Properties Ltd.
62,937
exited
—
9.3
Bandhan Bank Ltd.
520,000
exited
—
7.4
Gland Pharma Ltd.
40,653
exited
—
6.9
IndusInd Bank Ltd.
75,000
exited
—
5.6
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹986,769
₹386,769
20.01%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 30 Oct 2026.
