Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
15.5%
0.62
0.98
0.99
5.54%
-34.3%
84.26
Nifty 100 benchmark
14.4%
0.28
0.40
—
—
-37.0%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
36 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
1,597
-29.4%
10.4%
73.7%
17%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
112%
83%
0.92
6.2%
0.89
9.68
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 36 months this scheme and
Nifty 100 share.
Aditya Birla Sun Life Retirement Fund-The 30s Plan
Regular Plan · GROWTH
Allocation
By asset
Equity
95.94%
Cash & Equivalents
3.84%
Debt
0.22%
By market cap
Large Cap
37.29%
Mid Cap
22.93%
Small Cap
35.30%
Unclassified
0.65%
Concentration
Number of stocks
79
Top 5 stocks
14.76%
Top 10 stocks
25.51%
Top 20 stocks
42.46%
Lines in the filing
81
Largest holding
3.64%
Largest sector
Banks 13.46%
Effective stocks
65.0
Sectors held
34
Cash
3.84%
Effective stocks is what the concentration works out to: a fund holding
79 names but most of its money in a few
behaves like a fund of 65. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Banks
13.46%
Retailing
6.61%
Auto Components
6.38%
IT - Software
6.01%
Industrial Products
5.99%
Finance
5.11%
Automobiles
4.53%
Pharmaceuticals & Biotechnology
4.29%
Cash & Equivalents
3.84%
Industrial Manufacturing
3.73%
Transport Infrastructure
3.73%
Healthcare Services
3.49%
Petroleum Products
3.21%
Non - Ferrous Metals
3.06%
Construction
2.40%
Insurance
2.15%
Cement & Cement Products
1.92%
Beverages
1.86%
Ferrous Metals
1.85%
Electrical Equipment
1.73%
Aditya Birla Sun Life Retirement Fund-The 30s Plan
Regular Plan · GROWTH · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
TREPS
Unclassified
—
18
3.93%
2
ICICI Bank Ltd.
Banks
128,108
17
3.64%
3
Ather Energy Ltd.
Automobiles
105,000
15
3.22%
4
Aditya Infotech Ltd.
Industrial Manufacturing
36,377
14
3.01%
5
S.J.S. Enterprises Ltd.
Auto Components
52,100
12
2.53%
6
Dr. Lal Path labs Ltd.
Healthcare Services
55,518
11
2.37%
7
Eternal Ltd.
Retailing
336,525
11
2.31%
8
Sona Blw Precision Forgings Ltd.
Auto Components
129,500
11
2.31%
9
Kirloskar Oil Engines Ltd.
Industrial Products
41,787
10
2.07%
10
Ajanta Pharma Ltd.
Pharmaceuticals & Biotechnology
26,502
10
2.06%
11
HDFC Bank Ltd.
Banks
131,312
9
2.00%
12
GMR Airports Ltd.
Transport Infrastructure
915,000
9
1.87%
13
Adani Ports and Special Economic Zone Ltd.
Transport Infrastructure
48,000
9
1.85%
14
Jindal Steel Ltd.
Ferrous Metals
75,944
9
1.85%
15
Hindalco Industries Ltd.
Non - Ferrous Metals
91,056
9
1.84%
16
Coforge Ltd.
IT - Software
44,481
8
1.67%
17
Godrej Consumer Products Ltd.
Personal Products
88,500
8
1.62%
18
Kirloskar Brothers Ltd.
Industrial Products
41,491
7
1.58%
19
Shivalik Bimetal Controls Ltd.
Industrial Products
68,268
7
1.57%
20
Craftsman Automation Ltd.
Auto Components
6,900
7
1.54%
21
Ujjivan Small Finance Bank Ltd.
Banks
1,058,000
7
1.53%
22
Larsen & Toubro Ltd.
Construction
18,674
7
1.51%
23
Reliance Industries Ltd.
Petroleum Products
58,264
7
1.49%
24
Tech Mahindra Ltd.
IT - Software
45,125
7
1.48%
25
PNB Housing Finance Ltd.
Finance
61,275
7
1.47%
26
AU Small Finance Bank Ltd.
Banks
65,700
7
1.43%
27
Bajaj Finance Ltd.
Finance
68,000
7
1.40%
28
Emcure Pharmaceuticals Ltd.
Pharmaceuticals & Biotechnology
32,856
6
1.37%
29
Varun Beverages Ltd.
Beverages
147,500
6
1.37%
30
Britannia Industries Ltd.
Food Products
12,900
6
1.34%
Aditya Birla Sun Life Retirement Fund-The 30s Plan
Regular Plan · GROWTH · where the money sits
What the manager did last month
Between the filings of 30 Jun 2026 and 31 Jul 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹7 cr
₹15 cr
8
7
+2.93%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
Britannia Industries Ltd.
12,900
entered
—
7.0
Cyient DLM Ltd.
88,920
entered
—
6.0
Mankind Pharma Ltd.
16,000
entered
—
4.0
Dr. Lal Path labs Ltd.
17,000
entered
—
3.2
CreditAccess Grameen Ltd.
19,550
entered
—
3.1
Capillary Technologies India Ltd.
53,350
entered
—
2.7
United Spirits Ltd.
17,000
entered
—
2.6
Union Bank of India
146,625
entered
—
2.5
Added to
Reliance Industries Ltd.
30,000
+106.1%
+1.1%
3.9
Kirloskar Brothers Ltd.
17,730
+74.6%
-8.9%
3.3
Trimmed
Shilpa Medicare Ltd.
93,000
-50.0%
+2.2%
5.7
Trent Ltd.
15,000
-52.0%
-8.4%
4.5
Kirloskar Oil Engines Ltd.
14,400
-25.6%
-7.4%
3.2
Shivalik Bimetal Controls Ltd.
6,320
-8.5%
-1.5%
0.5
Vinati Organics Ltd.
3,550
-7.6%
-2.4%
0.5
Aditya Infotech Ltd.
1,300
-2.6%
-7.0%
0.4
Sold out of
Sun Pharmaceutical Industries Limited
42,925
exited
—
8.0
Cera Sanitaryware Limited
5,952
exited
—
3.8
Nippon Life India Asset Management Limited
25,500
exited
—
3.0
Mahanagar Gas Limited
23,849
exited
—
2.8
HDFC Life Insurance Company Limited
46,000
exited
—
2.7
Cyient Limited
30,305
exited
—
2.6
PI Industries Litmited
6,800
exited
—
1.7
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
Debt: bills, CDs and commercial paper
₹1 cr
₹1 cr
+₹0 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹875,664
₹275,664
15.12%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 30 Oct 2026.
