InvestVerdict
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan
Regular Plan · IDCW · Retirement Funds · Scheme code 146942
Fund houseAditya Birla Sun Life Mutual Fund
CategoryRetirement Funds
Plan & optionRegular · IDCW
History7.5 years
Returns (%)
| 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y | Launch | |
|---|---|---|---|---|---|---|---|---|---|
| This scheme | 0.20 | 1.54 | 1.54 | -2.73 | -2.05 | -0.23 | 1.03 | — | 1.40 |
| Nifty 100 benchmark |
0.25 | 3.49 | -1.52 | 1.84 | 10.52 | 9.38 | — | — | 12.79 |
| Retirement Funds category median |
— | — | — | 3.51 | 9.24 | 8.35 | — | 9.74 | — |
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.
Risk
| Volatility | Sharpe | Sortino | Beta | Alpha | Max fall | R² | |
|---|---|---|---|---|---|---|---|
| This scheme | 4.5% | -1.91 | -1.98 | 0.02 | -5.58% | -11.5% | 0.55 |
| Nifty 100 benchmark |
17.1% | 0.23 | 0.32 | — | — | -37.0% | — |
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 82 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
| Windows | Worst | Median | Best | Periods that lost money |
|---|---|---|---|---|
| 313 | -8.5% | 1.5% | 6.8% | 41% |
Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.