Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.2%
-2.49
-2.11
—
—
0.0%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
2,349
2.8%
5.2%
6.7%
0%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
Union Overnight Fund
Regular Plan · Growth Option
Allocation
By asset
Cash & Equivalents
94.68%
Debt
5.32%
By market cap
Unclassified
3.65%
Concentration
Number of stocks
4
Top 5 stocks
5.32%
Top 10 stocks
5.32%
Top 20 stocks
5.32%
Lines in the filing
9
Largest holding
3.04%
Largest sector
Sovereign 5.32%
Effective stocks
911.2
Sectors held
1
Cash
94.68%
Effective stocks is what the concentration works out to: a fund holding
4 names but most of its money in a few
behaves like a fund of 911. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Cash & Equivalents
94.68%
Sovereign
5.32%
Union Overnight Fund
Regular Plan · Growth Option · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
5.30% Reverse Repo
Unclassified
—
384
58.39%
2
5.25% Reverse Repo
Unclassified
—
163
24.79%
3
5.20% Reverse Repo
Unclassified
—
52
7.85%
4
TREPS
Unclassified
—
24
3.59%
5
91 Day Treasury Bills
Sovereign
200,000,000
20
3.04%
6
91 Day Treasury Bills
Sovereign
50,000,000
5
0.76%
7
182 Day Treasury Bills
Sovereign
50,000,000
5
0.76%
8
364 Day Treasury Bills
Sovereign
50,000,000
5
0.76%
9
Net Receivable / Payable
Unclassified
—
0
0.06%
Union Overnight Fund
Regular Plan · Growth Option · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹695,148
₹95,148
5.83%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 31 Oct 2026.
