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InvestVerdict

Franklin India Overnight Fund

Direct Plan · Growth · Overnight Funds · Scheme code 147214

Fund houseFranklin Templeton Mutual Fund
CategoryOvernight Funds
Plan & optionDirect · Growth
History7.3 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.421.302.61 5.376.115.67 5.045.07
Overnight Funds
category median
5.296.125.69 5.37

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fall
This scheme 0.1% -3.08 0.0%

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

971131301472020202220242026InvestVerdict

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
390 2.9% 5.4% 6.8% 0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

Franklin India Overnight Fund

Direct Plan · Growth

Allocation

By asset

Cash & Equivalents92.13%
Debt7.87%

By market cap

Concentration

Number of stocks3
Top 5 stocks7.87%
Top 10 stocks7.87%
Top 20 stocks7.87%
Largest holding4.75%
Largest sectorSOVEREIGN 7.87%
Effective stocks362.1
Cash92.13%
InvestVerdict

Franklin India Overnight Fund

Direct Plan · Growth · holdings

Top 18 holdings

#CompanySector% of fund
1 Unclassified92.13%
2 SOVEREIGN4.75%
3 SOVEREIGN1.87%
4 SOVEREIGN1.25%

Sector split

Cash & Equivalents — 92.1%SOVEREIGN — 7.9%Cash & Equivalents92.1%SOVEREIGN7.9%
Cash & Equivalents92.13%
SOVEREIGN7.87%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹696,973 ₹96,973 5.94%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Aug 2026.