Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
20.0%
0.52
0.84
1.23
2.63%
-38.7%
88.21
Nifty 500 benchmark
15.2%
0.39
0.58
—
—
-37.3%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
36 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
1,440
-16.6%
10.5%
91.9%
20%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
132%
130%
0.94
7.7%
0.52
8.02
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 36 months this scheme and
Nifty 500 share.
ITI ELSS Tax Saver Fund
Regular Plan · Growth Option
Allocation
By asset
Equity
98.97%
Cash & Equivalents
1.03%
By market cap
Large Cap
32.25%
Mid Cap
6.90%
Small Cap
55.57%
Unclassified
1.80%
Concentration
Number of stocks
71
Top 5 stocks
13.69%
Top 10 stocks
25.08%
Top 20 stocks
43.70%
Lines in the filing
72
Largest holding
2.90%
Largest sector
Finance 17.36%
Effective stocks
61.2
Sectors held
27
Cash
1.03%
Effective stocks is what the concentration works out to: a fund holding
71 names but most of its money in a few
behaves like a fund of 61. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Finance
17.36%
Banks
13.99%
Industrial Products
10.26%
Auto Components
6.05%
Pharmaceuticals & Biotechnology
5.24%
Automobiles
5.11%
Commercial Services & Supplies
4.70%
Consumer Durables
4.16%
Realty
3.19%
Construction
3.01%
Chemicals & Petrochemicals
2.90%
Healthcare Services
2.65%
Electrical Equipment
2.57%
Power
2.18%
Agricultural Food & other Products
1.99%
Industrial Manufacturing
1.83%
Petroleum Products
1.78%
Capital Markets
1.65%
Telecom - Services
1.48%
Financial Technology (Fintech)
1.32%
ITI ELSS Tax Saver Fund
Regular Plan · Growth Option · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
TVS Motor Company Limited
Automobiles
31,377
13
2.90%
2
Cholamandalam Investment and Finance Company Ltd
Finance
76,996
12
2.80%
3
Sansera Engineering Limited
Auto Components
27,462
12
2.80%
4
Welspun Corp Limited
Industrial Products
43,323
12
2.65%
5
Bajaj Finance Limited
Finance
117,980
11
2.54%
6
HDFC Bank Limited
Banks
150,197
11
2.39%
7
State Bank of India
Banks
108,469
10
2.34%
8
Sanghvi Movers Limited
Commercial Services & Supplies
219,683
10
2.25%
9
Mahindra & Mahindra Limited
Automobiles
33,295
10
2.21%
10
IIFL Finance Limited
Finance
162,764
10
2.20%
11
Axis Bank Limited
Banks
79,364
10
2.19%
12
Supriya Lifescience Limited
Pharmaceuticals & Biotechnology
91,519
9
1.96%
13
ICICI Bank Limited
Banks
62,478
8
1.86%
14
PNB Housing Finance Limited
Finance
73,191
8
1.84%
15
Usha Martin Limited
Industrial Products
164,119
8
1.84%
16
Standard Engineering Technology Ltd
Industrial Manufacturing
192,361
8
1.83%
17
Cohance Lifesciences Limited
Pharmaceuticals & Biotechnology
178,687
8
1.78%
18
Aditya Birla Real Estate Limited
Realty
70,130
8
1.78%
19
Gandhar Oil Refinery (India) Limited
Petroleum Products
283,909
8
1.78%
20
KEI Industries Limited
Industrial Products
17,591
8
1.76%
21
Kirloskar Pneumatic Company Limited
Industrial Products
114,278
8
1.74%
22
Park Medi World Limited
Healthcare Services
272,690
8
1.69%
23
EFC (I) Limited
Commercial Services & Supplies
425,093
7
1.65%
24
Shakti Pumps (India) Limited
Industrial Products
156,550
7
1.62%
25
Larsen & Toubro Limited
Construction
18,261
7
1.54%
26
Divi's Laboratories Limited
Pharmaceuticals & Biotechnology
7,161
7
1.50%
27
Bharti Airtel Limited
Telecom - Services
37,588
7
1.48%
28
NTPC Limited
Power
201,172
6
1.46%
29
Sobha Limited
Realty
51,471
6
1.41%
30
Elecon Engineering Company Limited
Electrical Equipment
133,913
6
1.39%
ITI ELSS Tax Saver Fund
Regular Plan · Growth Option · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹856,940
₹256,940
14.25%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 30 Oct 2026.
