← Back to the fund page Use your browser's print dialog and choose “Save as PDF”. A4.
InvestVerdict

Axis Retirement Fund - Aggressive Plan

Regular Plan · Growth Option · Retirement Funds · Scheme code 147823

NAV₹17.5400as on 28 Oct 2026
Fund houseAxis Mutual Fund
CategoryRetirement Funds
Plan & optionRegular · Growth Option
History6.7 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 1.095.201.81 3.0511.436.87 ——9.74
Nifty 100
benchmark		 0.253.49-1.52 1.8410.529.38 ——12.79
Retirement Funds
category median		 ——— -4.757.016.83 —8.53—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 12.1% 0.41 0.58 0.82 1.37% -26.0% 94.96
Nifty 100
benchmark		 14.4%0.28 0.40—— -37.0%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 36 months this scheme and its benchmark share.

Growth of ₹100 since launch

731151582002020202220242026InvestVerdict

Drawdown from peak (%)

0%-8%-17%-25%2020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
1,407 -12.9% 9.0% 55.9% 25%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
92% 83% 0.97 3.7% 0.17 5.76

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 36 months this scheme and Nifty 100 share.

InvestVerdict

Axis Retirement Fund - Aggressive Plan

Regular Plan · Growth Option

Allocation

By asset

Equity73.48%
Debt21.92%
Cash & Equivalents4.60%

By market cap

Large Cap53.66%
Mid Cap10.96%
Small Cap9.47%
Unclassified21.59%

Concentration

Number of stocks97
Top 5 stocks26.25%
Top 10 stocks39.90%
Top 20 stocks55.95%
Lines in the filing99
Largest holding6.36%
Largest sectorSovereign 19.39%
Effective stocks43.2
Sectors held35
Cash4.60%

Effective stocks is what the concentration works out to: a fund holding 97 names but most of its money in a few behaves like a fund of 43. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Sovereign — 19.4%Banks — 15.7%Petroleum Products — 5.2%Finance — 4.9%Cash & Equivalents — 4.6%Pharmaceuticals & Biotechnology — 4.4%IT - Software — 3.8%Auto Components — 3.5%Automobiles — 3.3%Other — 35.3%Sovereign19.4%Banks15.7%Petroleum Products5.2%Finance4.9%Cash & Equivalents4.6%Pharmaceuticals & Biotech…4.4%IT - Software3.8%Auto Components3.5%Automobiles3.3%Other35.3%
Sovereign19.39%
Banks15.70%
Petroleum Products5.16%
Finance4.92%
Cash & Equivalents4.60%
Pharmaceuticals & Biotechnology4.38%
IT - Software3.80%
Auto Components3.47%
Automobiles3.31%
Telecom - Services3.17%
Chemicals & Petrochemicals3.09%
Consumer Durables2.55%
Retailing2.55%
Healthcare Services2.20%
Power2.06%
Construction2.01%
Electrical Equipment1.96%
Leisure Services1.61%
Aerospace & Defense1.60%
CRISIL AA+1.49%
InvestVerdict

Axis Retirement Fund - Aggressive Plan

Regular Plan · Growth Option · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 7.1% Government of India (08/04/2034) Sovereign 4,250,000 42 6.36%
2 Reliance Industries Limited Petroleum Products 289,513 34 5.16%
3 6.79% Government of India (07/10/2034) Sovereign 3,500,000 34 5.14%
4 ICICI Bank Limited Banks 248,294 33 4.93%
5 HDFC Bank Limited Banks 437,589 31 4.66%
6 Clearing Corporation of India Ltd Unclassified — 26 3.96%
7 7.25% Government of India (12/06/2063) Sovereign 2,491,800 23 3.52%
8 7.18% Government of India (24/07/2037) Sovereign 2,000,000 20 2.99%
9 Bharti Airtel Limited Telecom - Services 103,528 18 2.73%
10 Kotak Mahindra Bank Limited Banks 362,161 15 2.27%
11 Mahindra & Mahindra Limited Automobiles 48,267 14 2.14%
12 State Bank of India Banks 147,332 14 2.12%
13 Larsen & Toubro Limited Construction 35,670 13 2.01%
14 Infosys Limited IT - Software 121,882 12 1.82%
15 Bajaj Finance Limited Finance 117,127 11 1.69%
16 Solar Industries India Limited Chemicals & Petrochemicals 5,171 10 1.53%
17 Eternal Limited Retailing 306,148 10 1.47%
18 NTPC Limited Power 288,257 9 1.40%
19 7.57% Government of India (17/06/2033) Sovereign 900,000 9 1.38%
20 Divi's Laboratories Limited Pharmaceuticals & Biotechnology 9,614 9 1.34%
21 Minda Corporation Limited Auto Components 123,550 9 1.29%
22 Axis Bank Limited Banks 69,422 9 1.28%
23 Pidilite Industries Limited Chemicals & Petrochemicals 55,487 8 1.22%
24 PNB Housing Finance Limited Finance 72,426 8 1.22%
25 Apollo Hospitals Enterprise Limited Healthcare Services 9,227 8 1.13%
26 5% GMR Airports Limited (13/02/2027) CRISIL AA- 650 7 1.04%
27 The Phoenix Mills Limited Realty 35,447 7 1.03%
28 Hindustan Aeronautics Limited Aerospace & Defense 14,148 7 0.99%
29 InterGlobe Aviation Limited Transport Services 11,514 6 0.86%
30 Sona BLW Precision Forgings Limited Auto Components 69,096 6 0.86%
InvestVerdict

Axis Retirement Fund - Aggressive Plan

Regular Plan · Growth Option · where the money sits

What the manager did last month

Between the filings of 31 May 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

BoughtSoldNew positionsSold out ofPrice move of holdings
₹13 cr ₹36 cr 6 9 +6.43%
StockShares tradedShares PriceValue
₹ cr
New position
Piramal Pharma Limited 136,043 entered — 2.7
Gujarat Fluorochemicals Limited 5,074 entered — 2.2
Maruti Suzuki India Limited 998 entered — 1.4
RBL Bank Limited 37,145 entered — 1.4
Voltas Limited 8,198 entered — 1.1
Kirloskar Oil Engines Limited 1,516 entered — 0.3
Added to
Ather Energy Limited 13,957 +138.2% +30.7% 1.8
Computer Age Management Services Limited 18,333 +321.7% +0.6% 1.5
Axis Bank Limited 10,624 +22.3% -4.4% 1.3
The Indian Hotels Company Limited 14,608 +31.8% +12.9% 1.1
Amber Enterprises India Limited 1,412 +94.6% -2.3% 1.1
Indus Towers Limited 22,270 +90.3% -11.5% 0.9
Mphasis Limited 2,915 +28.0% +3.1% 0.7
Berger Paints (I) Limited 11,393 +31.0% +4.0% 0.6
Trimmed
Larsen & Toubro Limited 10,031 -21.5% -3.4% 4.0
Infosys Limited 34,482 -18.0% -2.7% 3.9
Solar Industries India Limited 2,044 -24.8% +0.8% 3.8
State Bank of India 31,436 -15.5% +6.5% 3.2
Divi's Laboratories Limited 3,381 -26.0% +20.8% 2.7
ICICI Bank Limited 16,693 -6.3% +14.3% 2.4
Tech Mahindra Limited 14,409 -40.1% +11.3% 2.4
Coforge Limited 10,986 -34.8% +21.0% 1.9
Sold out of
eClerx Services Limited 25,082 exited — 3.8
Torrent Power Limited 24,242 exited — 3.4
Linde India Limited 4,217 exited — 3.0
Brigade Enterprises Limited 41,892 exited — 2.7
Bharat Petroleum Corporation Limited 46,421 exited — 1.4
RHI Magnesita India Limited 17,986 exited — 0.7
Coal India Limited 10,954 exited — 0.5
Nestle India Limited 3,112 exited — 0.4
Not equityPrevious filingThis filingChange
Cash, repo and TREPS ₹0 cr ₹0 cr +₹0 cr
Debt: bills, CDs and commercial paper ₹140 cr ₹149 cr +₹9 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹741,965 ₹141,965 8.44%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 30 Oct 2026.