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InvestVerdict

Axis Retirement Fund - Dynamic Plan

Direct Plan · IDCW Option · Retirement Funds · Scheme code 147827

NAV₹20.0400as on 27 Aug 2026
Fund houseAxis Mutual Fund
CategoryRetirement Funds
Plan & optionDirect · IDCW Option
History6.7 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 1.42-2.10-5.11 -3.6110.477.72 ——10.98
Nifty 100
benchmark		 0.253.49-1.52 1.8410.529.38 ——12.79
Retirement Funds
category median		 ——— 4.709.919.47 —10.66—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 11.7% 0.34 0.46 0.66 0.36% -17.5% 74.10
Nifty 100
benchmark		 17.1%0.23 0.32—— -37.0%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 80 months this scheme and its benchmark share.

Growth of ₹100 since launch

781291802322020202220242026InvestVerdict

Drawdown from peak (%)

0%-6%-12%-18%2020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
281 -9.1% 11.2% 48.4% 21%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

Axis Retirement Fund - Dynamic Plan

Direct Plan · IDCW Option

Allocation

By asset

Equity84.39%
Debt10.56%
Cash & Equivalents5.08%

By market cap

Large Cap57.43%
Mid Cap14.90%
Small Cap12.06%
Unclassified10.56%

Concentration

Number of stocks97
Top 5 stocks24.78%
Top 10 stocks38.30%
Top 20 stocks55.24%
Largest holding5.70%
Largest sectorBanks 16.55%
Effective stocks45.3
Cash5.08%
InvestVerdict

Axis Retirement Fund - Dynamic Plan

Direct Plan · IDCW Option · holdings

Top 18 holdings

#CompanySector% of fund
1— Banks5.70%
2— Petroleum Products5.51%
3— Sovereign5.16%
4— Banks5.10%
5— Unclassified4.76%
6— IT - Software3.31%
7— Telecom - Services2.86%
8— Banks2.82%
9— Construction2.75%
10— Sovereign2.70%
11— Chemicals & Petrochemicals2.39%
12— Healthcare Services2.16%
13— Automobiles2.12%
14— Banks1.95%
15— Sovereign1.80%
16— Finance1.77%
17— Electrical Equipment1.73%
18— Auto Components1.41%

Sector split

Banks — 16.6%Sovereign — 10.6%Petroleum Products — 5.7%IT - Software — 5.6%Finance — 5.3%Cash & Equivalents — 5.1%Pharmaceuticals & Biotechnology — 4.8%Auto Components — 4.8%Healthcare Services — 4.7%Other — 37.0%Banks16.6%Sovereign10.6%Petroleum Products5.7%IT - Software5.6%Finance5.3%Cash & Equivalents5.1%Pharmaceuticals & Biotech…4.8%Auto Components4.8%Healthcare Services4.7%Other37.0%
Banks16.55%
Sovereign10.56%
Petroleum Products5.71%
IT - Software5.61%
Finance5.27%
Cash & Equivalents5.08%
Pharmaceuticals & Biotechnology4.79%
Auto Components4.75%
Healthcare Services4.74%
Electrical Equipment4.12%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹720,247 ₹120,247 7.25%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Aug 2026.