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InvestVerdict

Axis Retirement Fund - Conservative Plan

Direct Plan · Growth Option · Retirement Funds · Scheme code 147830

NAV₹17.6776as on 27 Aug 2026
Fund houseAxis Mutual Fund
CategoryRetirement Funds
Plan & optionDirect · Growth Option
History6.7 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme -0.112.85-0.27 3.028.707.03 ——8.92
Nifty 100
benchmark		 0.253.49-1.52 1.8410.529.38 ——12.79
Retirement Funds
category median		 ——— 4.709.919.47 —10.66—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 6.3% 0.35 0.49 0.33 0.12% -12.7% 76.64
Nifty 100
benchmark		 17.1%0.23 0.32—— -37.0%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 80 months this scheme and its benchmark share.

Growth of ₹100 since launch

861191521852020202220242026InvestVerdict

Drawdown from peak (%)

0%-4%-8%-12%2020202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
276 -3.8% 9.3% 26.0% 13%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

Axis Retirement Fund - Conservative Plan

Direct Plan · Growth Option

Allocation

By asset

Debt58.25%
Equity38.00%
Cash & Equivalents3.75%

By market cap

Large Cap32.74%
Mid Cap2.45%
Small Cap1.08%
Unclassified59.98%

Concentration

Number of stocks34
Top 5 stocks65.53%
Top 10 stocks76.33%
Top 20 stocks89.76%
Largest holding32.93%
Largest sectorSovereign 58.25%
Effective stocks6.7
Cash3.75%
InvestVerdict

Axis Retirement Fund - Conservative Plan

Direct Plan · Growth Option · holdings

Top 18 holdings

#CompanySector% of fund
1— Sovereign32.93%
2— Sovereign14.73%
3— Sovereign10.59%
4— Petroleum Products4.71%
5— Banks2.57%
6— Unclassified2.53%
7— Healthcare Services2.47%
8— IT - Software2.34%
9— Telecom - Services2.25%
10— Banks1.93%
11— Banks1.81%
12— Transport Infrastructure1.73%
13— Insurance1.71%
14— Construction1.55%
15— Diversified FMCG1.37%
16— Automobiles1.33%
17— IT - Software1.24%
18— Unclassified1.22%

Sector split

Sovereign — 58.3%Banks — 7.4%Petroleum Products — 4.8%IT - Software — 4.7%Cash & Equivalents — 3.8%Pharmaceuticals & Biotechnology — 3.4%Other — 17.8%Sovereign58.3%Banks7.4%Petroleum Products4.8%IT - Software4.7%Cash & Equivalents3.8%Pharmaceuticals & Biotech…3.4%Other17.8%
Sovereign58.25%
Banks7.39%
Petroleum Products4.77%
IT - Software4.65%
Cash & Equivalents3.75%
Pharmaceuticals & Biotechnology3.35%
Healthcare Services2.47%
Automobiles2.47%
Telecom - Services2.25%
Insurance2.23%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹715,262 ₹115,262 6.97%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Aug 2026.