Direct Plan · Direct IDCW · Money Market · Scheme code 148164
NAV₹1,001.5663as on 30 Oct 2026
Fund housePGIM India Mutual Fund
CategoryMoney Market
Plan & optionDirect · Direct IDCW
History5.5 years
Returns (%)
1M
3M
6M
1Y
3Y
5Y
7Y
10Y
Launch
This scheme
0.07
0.20
0.11
-0.14
0.02
0.03
—
—
0.04
Money Market category median
—
—
—
6.30
7.27
6.69
—
6.70
—
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
0.3%
-20.31
-3.50
—
—
-0.9%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
1,101
-0.7%
0.0%
0.7%
38%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
PGIM India Money Market Fund
Direct Plan · Direct IDCW
Allocation
By asset
Debt
92.46%
Cash & Equivalents
6.82%
Mutual Fund Units
0.72%
By market cap
Concentration
Number of stocks
14
Top 5 stocks
40.54%
Top 10 stocks
80.03%
Top 20 stocks
93.18%
Lines in the filing
16
Largest holding
8.68%
Largest sector
CRISIL A1+ 59.49%
Effective stocks
14.2
Sectors held
5
Cash
6.82%
Effective stocks is what the concentration works out to: a fund holding
14 names but most of its money in a few
behaves like a fund of 14. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL A1+
59.49%
ICRA A1+
15.77%
SOVEREIGN
9.31%
CARE A1+
7.89%
Cash & Equivalents
6.82%
Unclassified
0.72%
PGIM India Money Market Fund
Direct Plan · Direct IDCW · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
Kotak Mahindra Bank Ltd.
CRISIL A1+
1,100,000
11
8.68%
2
91 DAYS TBILL RED 17-12-2026
SOVEREIGN
1,000,000
10
8.03%
3
Canara Bank
CRISIL A1+
1,000,000
10
7.96%
4
National Bank for Agriculture & Rural Development
CRISIL A1+
1,000,000
10
7.94%
5
Punjab National Bank
CRISIL A1+
1,000,000
10
7.93%
6
Fedbank Financial Services Ltd.
CRISIL A1+
1,000,000
10
7.92%
7
Small Industries Development Bank of India
CRISIL A1+
1,000,000
10
7.91%
8
Bank of Baroda
ICRA A1+
1,000,000
10
7.89%
9
HDFC Bank Ltd.
CARE A1+
1,000,000
10
7.89%
10
Union Bank of India
ICRA A1+
1,000,000
10
7.88%
11
Clearing Corporation of India Ltd.
Unclassified
—
8
6.60%
12
Export Import Bank of India
CRISIL A1+
800,000
8
6.32%
13
Infina Finance Pvt Ltd.
CRISIL A1+
600,000
6
4.83%
14
364 DAYS TBILL RED 22-07-2027
SOVEREIGN
165,639
2
1.28%
15
SBI CDMDF--A2
Unclassified
741
1
0.72%
16
Net Receivables / (Payables)
Unclassified
—
0
0.22%
PGIM India Money Market Fund
Direct Plan · Direct IDCW · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹600,448
₹448
0.03%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 1 Nov 2026.
