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InvestVerdict

BANK OF INDIA FLEXI CAP FUND

Direct Plan · Growth · Flexi Cap · Scheme code 148404

NAV₹42.8300as on 27 Aug 2026
Fund houseBank of India Mutual Fund
CategoryFlexi Cap
Plan & optionDirect · Growth
History6.2 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 3.928.2813.22 18.0522.1918.23 ——26.60
Nifty 500
benchmark		 0.874.312.15 5.2012.4911.41 ——15.49
Flexi Cap
category median		 ——— 4.2913.9512.40 —13.88—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 16.5% 0.95 1.30 1.03 8.35% -23.7% 81.42
Nifty 500
benchmark		 17.2%0.35 0.47—— -37.3%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 73 months this scheme and its benchmark share.

Growth of ₹100 since launch

74200327454202220242026InvestVerdict

Drawdown from peak (%)

0%-9%-18%-26%202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
255 -7.5% 17.0% 81.6% 17%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

BANK OF INDIA FLEXI CAP FUND

Direct Plan · Growth

Allocation

By asset

Equity90.31%
Cash & Equivalents5.61%
Debt4.08%

By market cap

Large Cap46.02%
Mid Cap17.44%
Small Cap30.40%
Unclassified2.36%

Concentration

Number of stocks73
Top 5 stocks18.20%
Top 10 stocks30.66%
Top 20 stocks50.20%
Largest holding5.14%
Largest sectorBanks 15.17%
Effective stocks53.2
Cash5.61%
InvestVerdict

BANK OF INDIA FLEXI CAP FUND

Direct Plan · Growth · holdings

Top 18 holdings

#CompanySector% of fund
1— 5.23%
2— Banks5.14%
3— Banks4.12%
4— Aerospace & Defense3.07%
5— Consumer Durables2.95%
6— Pharmaceuticals & Biotechnology2.92%
7— Minerals & Mining2.62%
8— Pharmaceuticals & Biotechnology2.60%
9— Telecom - Services2.56%
10— Electrical Equipment2.37%
11— Transport Infrastructure2.31%
12— Banks2.28%
13— Agricultural Food & other Products2.28%
14— Auto Components2.12%
15— Finance2.02%
16— Automobiles1.98%
17— Banks1.96%
18— Retailing1.77%

Sector split

Banks — 15.2%Pharmaceuticals & Biotechnology — 7.1%Aerospace & Defense — 6.1%Electrical Equipment — 5.8% — 5.2%Auto Components — 5.0%Consumer Durables — 4.7%Power — 3.6%Finance — 3.3%Other — 43.9%Banks15.2%Pharmaceuticals & Biotech…7.1%Aerospace & Defense6.1%Electrical Equipment5.8% 5.2%Auto Components5.0%Consumer Durables4.7%Power3.6%Finance3.3%Other43.9%
Banks15.17%
Pharmaceuticals & Biotechnology7.13%
Aerospace & Defense6.10%
Electrical Equipment5.77%
5.23%
Auto Components5.03%
Consumer Durables4.71%
Power3.63%
Finance3.34%
Automobiles3.05%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹962,347 ₹362,347 18.98%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Aug 2026.