Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
1.0%
0.02
0.03
—
—
-1.1%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
— months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
1,174
3.1%
6.2%
8.8%
0%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
ITI Banking & PSU Debt Fund
Regular Plan · IDCW Option
Allocation
By asset
Debt
81.44%
Cash & Equivalents
18.24%
Unclassified
0.32%
By market cap
Unclassified
81.76%
Concentration
Number of stocks
13
Top 5 stocks
44.11%
Top 10 stocks
75.65%
Top 20 stocks
81.76%
Lines in the filing
15
Largest holding
8.93%
Largest sector
CRISIL AAA 53.13%
Effective stocks
16.4
Sectors held
5
Cash
18.24%
Effective stocks is what the concentration works out to: a fund holding
13 names but most of its money in a few
behaves like a fund of 16. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
CRISIL AAA
53.13%
Cash & Equivalents
18.24%
CARE A1+
11.52%
Sovereign
10.92%
ICRA AAA
5.87%
Unclassified
0.32%
ITI Banking & PSU Debt Fund
Regular Plan · IDCW Option · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
TREPS 01-Oct-2026
Unclassified
—
5
15.65%
2
8.14% Nuclear Power Corporation Of India Limited (25/03/2028)
CRISIL AAA
300,000
3
8.93%
3
7.71% REC Limited (26/02/2027)
CRISIL AAA
300,000
3
8.85%
4
7.59% National Housing Bank (08/09/2027)
CRISIL AAA
300,000
3
8.85%
5
7.33% Indian Railway Finance Corporation Limited (27/08/2027)
CRISIL AAA
300,000
3
8.82%
6
HDFC Bank Limited (22/01/2027)
CARE A1+
300,000
3
8.66%
7
7.79% Small Industries Dev Bank of India (19/04/2027)
CRISIL AAA
250,000
3
7.38%
8
7.23% Power Finance Corporation Limited (05/01/2027)
CRISIL AAA
250,000
3
7.37%
9
7.53% National Bank For Agriculture and Rural Development (24/03/2028)
ICRA AAA
200,000
2
5.87%
10
6.94% Government of India (11/05/2036)
Sovereign
200,000
2
5.80%
11
6.53% Government of India (07/09/2031)
Sovereign
176,000
2
5.12%
12
7.48% National Bank For Agriculture and Rural Development (15/09/2028)
CRISIL AAA
100,000
1
2.93%
13
Bank of Baroda (05/03/2027)
CARE A1+
100,000
1
2.86%
14
Net Receivables / (Payables)
Unclassified
—
1
2.59%
15
Corporate Debt Market Development Fund Class A2
Unclassified
91
0
0.32%
ITI Banking & PSU Debt Fund
Regular Plan · IDCW Option · where the money sits
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹701,041
₹101,041
6.17%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 31 Oct 2026.
