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InvestVerdict

SBI Retirement Benefit Fund - Aggressive Plan

Direct Plan · Growth · Retirement Funds · Scheme code 148683

NAV₹22.1304as on 27 Aug 2026
Fund houseSBI Mutual Fund
CategoryRetirement Funds
Plan & optionDirect · Growth
History5.5 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 2.597.694.57 5.9410.6813.15 ——15.16
Nifty 100
benchmark		 0.253.49-1.52 1.8410.529.38 ——12.79
Retirement Funds
category median		 ——— 4.709.919.47 —10.66—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 12.9% 0.32 0.46 0.90 4.79% -17.9% 86.72
Nifty 100
benchmark		 17.1%0.23 0.32—— -37.0%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 66 months this scheme and its benchmark share.

Growth of ₹100 since launch

87135183231202220242026InvestVerdict

Drawdown from peak (%)

0%-7%-13%-20%202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
225 -5.3% 11.7% 35.3% 10%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

SBI Retirement Benefit Fund - Aggressive Plan

Direct Plan · Growth

Allocation

By asset

Equity95.34%
Cash & Equivalents4.14%
Debt0.52%

By market cap

Large Cap51.16%
Mid Cap23.28%
Small Cap20.90%
Unclassified0.52%

Concentration

Number of stocks57
Top 5 stocks24.24%
Top 10 stocks36.79%
Top 20 stocks55.75%
Largest holding6.80%
Largest sectorBanks 21.71%
Effective stocks41.2
Cash4.14%
InvestVerdict

SBI Retirement Benefit Fund - Aggressive Plan

Direct Plan · Growth · holdings

Top 18 holdings

#CompanySector% of fund
1— Banks6.80%
2— Banks5.77%
3— Unclassified4.56%
4— Construction4.19%
5— Banks3.80%
6— Automobiles3.68%
7— Banks2.87%
8— Cement & Cement Products2.61%
9— Banks2.47%
10— Finance2.31%
11— IT - Software2.29%
12— Industrial Products2.14%
13— Non - Ferrous Metals2.06%
14— Cement & Cement Products2.05%
15— Auto Components1.99%
16— Retailing1.96%
17— Pharmaceuticals & Biotechnology1.84%
18— Chemicals & Petrochemicals1.80%

Sector split

Banks — 21.7%Industrial Products — 5.6%Automobiles — 5.4%Consumer Durables — 5.1%Finance — 4.9%Auto Components — 4.8%Cement & Cement Products — 4.7%Retailing — 4.5%Pharmaceuticals & Biotechnology — 4.4%Other — 39.0%Banks21.7%Industrial Products5.6%Automobiles5.4%Consumer Durables5.1%Finance4.9%Auto Components4.8%Cement & Cement Products4.7%Retailing4.5%Pharmaceuticals & Biotech…4.4%Other39.0%
Banks21.71%
Industrial Products5.55%
Automobiles5.43%
Consumer Durables5.13%
Finance4.87%
Auto Components4.80%
Cement & Cement Products4.66%
Retailing4.52%
Pharmaceuticals & Biotechnology4.38%
Construction4.19%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹790,759 ₹190,759 10.99%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Aug 2026.