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InvestVerdict

SBI Retirement Benefit Fund - Aggressive Hybrid Plan

Direct Plan · Growth · Retirement Funds · Scheme code 148685

NAV₹21.3014as on 28 Aug 2026
Fund houseSBI Mutual Fund
CategoryRetirement Funds
Plan & optionDirect · Growth
History5.5 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 3.177.185.02 8.7211.3412.80 ——14.42
Nifty 100
benchmark		 0.253.49-1.52 1.8410.529.38 ——12.79
Retirement Funds
category median		 ——— 4.709.919.47 —10.66—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 10.6% 0.46 0.65 0.73 4.75% -14.5% 85.86
Nifty 100
benchmark		 17.1%0.23 0.32—— -37.0%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 66 months this scheme and its benchmark share.

Growth of ₹100 since launch

89132176219202220242026InvestVerdict

Drawdown from peak (%)

0%-5%-11%-16%202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
225 -2.2% 11.0% 30.6% 3%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

SBI Retirement Benefit Fund - Aggressive Hybrid Plan

Direct Plan · Growth

Allocation

By asset

Equity78.75%
REITs / InvITs7.73%
Cash & Equivalents5.54%
Gold4.51%
Debt3.47%

By market cap

Large Cap42.17%
Mid Cap18.80%
Small Cap17.78%
Unclassified15.71%

Concentration

Number of stocks60
Top 5 stocks21.07%
Top 10 stocks34.15%
Top 20 stocks52.58%
Largest holding5.35%
Largest sectorBanks 17.46%
Effective stocks48.8
Cash8.41%
InvestVerdict

SBI Retirement Benefit Fund - Aggressive Hybrid Plan

Direct Plan · Growth · holdings

Top 18 holdings

#CompanySector% of fund
1— Unclassified5.77%
2— Banks5.75%
3— Banks4.72%
4— Mutual Fund/ETF4.51%
5— Construction3.48%
6— Automobiles3.05%
7— Banks3.04%
8— Sovereign2.88%
9— Transport Infrastructure2.70%
10— Telecom - Services2.54%
11— Transport Infrastructure2.49%
12— Banks2.43%
13— Cement & Cement Products2.33%
14— Banks2.03%
15— IT - Software1.97%
16— Finance1.93%
17— Non - Ferrous Metals1.84%
18— Industrial Products1.81%

Sector split

Banks — 18.0%Transport Infrastructure — 6.4%Cash & Equivalents — 5.5%Industrial Products — 4.8%Automobiles — 4.6%Mutual Fund/ETF — 4.5%Consumer Durables — 4.3%Auto Components — 4.0%Cement & Cement Products — 4.0%Other — 43.8%Banks18.0%Transport Infrastructure6.4%Cash & Equivalents5.5%Industrial Products4.8%Automobiles4.6%Mutual Fund/ETF4.5%Consumer Durables4.3%Auto Components4.0%Cement & Cement Products4.0%Other43.8%
Banks17.97%
Transport Infrastructure6.44%
Cash & Equivalents5.54%
Industrial Products4.83%
Automobiles4.55%
Mutual Fund/ETF4.51%
Consumer Durables4.27%
Auto Components4.04%
Cement & Cement Products4.02%
Finance3.83%

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹800,155 ₹200,155 11.47%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 1 Sep 2026.