DSP Floating Interest Rates Fund

Direct Plan · Growth · Mutual fund · Scheme code 148771

NAV₹14.2281as on 28 Oct 2026

Fund houseDSP Mutual Fund

CategoryMutual fund

Plan & optionDirect · Growth

History5.4 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	0.25	2.49	2.90	5.91	7.82	6.73	—	—	6.74

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	1.5%	0.86	1.70	—	—	-0.5%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
1,080	2.1%	7.8%	10.8%	0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

DSP Floating Interest Rates Fund

Direct Plan · Growth

Allocation

By asset

Debt	86.53%
REITs / InvITs	7.76%
Cash & Equivalents	4.60%
AIF Units	1.11%

By market cap

Unclassified	194.20%

Concentration

Number of stocks	14
Top 5 stocks	52.98%
Top 10 stocks	89.79%
Top 20 stocks	95.40%
Lines in the filing	16

Largest holding	21.71%
Largest sector	Sovereign 33.97%
Effective stocks	10.0
Sectors held	6
Cash	4.60%

Effective stocks is what the concentration works out to: a fund holding 14 names but most of its money in a few behaves like a fund of 10. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Sovereign	33.97%
CRISIL A1+	30.31%
CRISIL AAA	14.68%
ICRA AAA	7.76%
IND A1+	7.57%
Cash & Equivalents	4.60%
Unclassified	1.11%

DSP Floating Interest Rates Fund

Direct Plan · Growth · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	6.75% GOI FRB 22092033	Sovereign	6,500,000	70	21.71%
2	REC Limited	CRISIL AAA	2,500	26	8.10%
3	Mindspace Business Parks REIT	ICRA AAA	2,500	25	7.76%
4	7.43% Maharashtra SDL 03122040	Sovereign	2,500,000	25	7.76%
5	Export-Import Bank Of India	CRISIL A1+	500	25	7.65%
6	Bank of Baroda	IND A1+	500	24	7.57%
7	Kotak Mahindra Bank Limited	CRISIL A1+	500	24	7.56%
8	Canara Bank	CRISIL A1+	500	24	7.56%
9	HDFC Bank Limited	CRISIL A1+	500	24	7.54%
10	Bharti Telecom Limited	CRISIL AAA	2,000	21	6.58%
11	TREPS / Reverse Repo Investments	Unclassified	—	13	3.97%
12	7.38% GOI 20062027	Sovereign	1,000,000	10	3.20%
13	7.61% Maharashtra SDL 11052029	Sovereign	395,000	4	1.28%
14	SBI Funds Management Pvt Limited/Fund Parent	Unclassified	2,979	4	1.11%
15	Net Receivables/Payables	Unclassified	—	2	0.63%
16	7.18% Maharashtra SDL 28062029	Sovereign	5,000	0	0.02%

DSP Floating Interest Rates Fund

Direct Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹46 cr	₹0 cr	0	0	+0.26%

Stock	Shares traded	Shares	Price	Value ₹ cr
Added to
6.94% GOI 11052036	4,500,000	+100.0%	-0.1%	46.0

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

A ₹10,000 monthly SIP over five years

Invested	Value	Gain	XIRR
₹600,000	₹723,341	₹123,341	7.42%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Oct 2026.