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InvestVerdict

ITI Ultra Short Term Fund

Regular Plan · Growth Option · Ultra Short Duration · Scheme code 148906

NAV₹1,328.0749as on 30 Oct 2026
Fund houseITI Mutual Fund
CategoryUltra Short Duration
Plan & optionRegular · Growth Option
History5.3 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.481.713.03 5.666.265.49 ——5.34
Ultra Short Duration
category median		 ——— 5.616.676.11 —6.36—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 0.4% -0.67 -0.85 — — -0.2% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

97110122134202220242026InvestVerdict

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
1,046 2.4% 6.2% 6.9% 0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

ITI Ultra Short Term Fund

Regular Plan · Growth Option

Allocation

By asset

Debt97.94%
Cash & Equivalents1.66%
Unclassified0.40%

By market cap

Unclassified98.34%

Concentration

Number of stocks24
Top 5 stocks38.79%
Top 10 stocks68.12%
Top 20 stocks96.46%
Lines in the filing26
Largest holding9.48%
Largest sectorCRISIL A1+ 57.42%
Effective stocks17.7
Sectors held8
Cash1.66%

Effective stocks is what the concentration works out to: a fund holding 24 names but most of its money in a few behaves like a fund of 18. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL A1+ — 57.4%CARE A1+ — 12.6%Sovereign — 9.5%CRISIL AAA — 9.0%ICRA A1+ — 5.8%Other — 5.6%CRISIL A1+57.4%CARE A1+12.6%Sovereign9.5%CRISIL AAA9.0%ICRA A1+5.8%Other5.6%
CRISIL A1+57.42%
CARE A1+12.61%
Sovereign9.49%
CRISIL AAA9.02%
ICRA A1+5.83%
ICRA AAA2.98%
Cash & Equivalents1.66%
FITCH A1+0.59%
Unclassified0.40%
InvestVerdict

ITI Ultra Short Term Fund

Regular Plan · Growth Option · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 Export Import Bank of India (14/12/2026) CRISIL A1+ 1,600,000 16 9.48%
2 Indian Bank (24/06/2027) CRISIL A1+ 1,500,000 14 8.55%
3 Bank of Baroda (05/03/2027) CARE A1+ 1,400,000 14 8.17%
4 TREPS 01-Oct-2026 Unclassified — 13 7.89%
5 ICICI Securities Limited (26/10/2026) CRISIL A1+ 1,100,000 11 6.57%
6 7.95% REC Limited (12/03/2027) CRISIL AAA 1,000,000 10 6.02%
7 91 Days Tbill (MD 24/12/2026) Sovereign 1,000,000 10 5.93%
8 Axis Bank Limited (12/02/2027) CRISIL A1+ 1,000,000 10 5.86%
9 LIC Housing Finance Limited (11/02/2027) CRISIL A1+ 1,000,000 10 5.86%
10 Small Industries Dev Bank of India (18/02/2027) CRISIL A1+ 1,000,000 10 5.85%
11 Canara Bank (04/03/2027) CRISIL A1+ 1,000,000 10 5.83%
12 HDFC Bank Limited (14/12/2026) CARE A1+ 550,000 5 3.26%
13 HDFC Securities Limited (24/12/2026) CRISIL A1+ 550,000 5 3.25%
14 6.4% LIC Housing Finance Limited (30/11/2026) CRISIL AAA 500,000 5 3.00%
15 6.60% REC Limited (30/06/2027) ICRA AAA 500,000 5 2.98%
16 91 Days Tbill (MD 17/12/2026) Sovereign 500,000 5 2.97%
17 National Bank For Agriculture and Rural Development (28/01/2027) CRISIL A1+ 500,000 5 2.94%
18 Punjab National Bank (05/02/2027) CRISIL A1+ 500,000 5 2.93%
19 ICICI Bank Limited (08/03/2027) ICRA A1+ 500,000 5 2.92%
20 Union Bank of India (12/03/2027) ICRA A1+ 500,000 5 2.91%
21 HDFC Bank Limited (22/01/2027) CARE A1+ 200,000 2 1.18%
22 364 Days Tbill (MD 25/12/2026) Sovereign 100,000 1 0.59%
23 Bank of Baroda (11/12/2026) FITCH A1+ 100,000 1 0.59%
24 Corporate Debt Market Development Fund Class A2 Unclassified 561 1 0.40%
25 Punjab National Bank (15/12/2026) CRISIL A1+ 50,000 0 0.30%
InvestVerdict

ITI Ultra Short Term Fund

Regular Plan · Growth Option · where the money sits

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹698,696 ₹98,696 6.03%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 1 Nov 2026.