Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published
NAV history for this scheme.
Risk
Volatility
Sharpe
Sortino
Beta
Alpha
Max fall
R²
This scheme
16.2%
0.38
0.57
0.95
0.70%
-22.5%
80.30
Nifty 500 benchmark
15.2%
0.39
0.58
—
—
-37.3%
—
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the
36 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
Windows
Worst
Median
Best
Periods that lost money
1,025
-7.3%
14.5%
38.1%
5%
Every one-year holding period in this scheme's history, not just the last one — the
spread a real investor would have met depending only on when they started.
How it behaves against its benchmark
Up capture
Down capture
Correlation
Tracking error
Information ratio
Treynor
97%
90%
0.90
7.2%
0.06
6.62
Up capture is how much of the benchmark's gain this scheme kept in the months the
benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it
on the up side is the combination every fund is trying for and few reach.
Measured over the 36 months this scheme and
Nifty 500 share.
HDFC Banking & Financial Services Fund
Regular Plan · Growth Option
Allocation
By asset
Equity
99.41%
Cash & Equivalents
0.59%
By market cap
Large Cap
68.82%
Mid Cap
11.06%
Small Cap
17.38%
Unclassified
2.15%
Concentration
Number of stocks
37
Top 5 stocks
49.18%
Top 10 stocks
66.15%
Top 20 stocks
82.64%
Lines in the filing
39
Largest holding
13.85%
Largest sector
Banks 58.27%
Effective stocks
15.8
Sectors held
5
Cash
0.59%
Effective stocks is what the concentration works out to: a fund holding
37 names but most of its money in a few
behaves like a fund of 16. Cash includes repo and TREPS, which
every fund parks money in overnight.
Sector split
Banks
58.27%
Finance
22.76%
Insurance
9.21%
Capital Markets
8.41%
Financial Technology (Fintech)
0.76%
Cash & Equivalents
0.59%
HDFC Banking & Financial Services Fund
Regular Plan · Growth Option · holdings
Top 30 holdings
#
Company
Sector
Shares held
Value ₹ cr
% of fund
1
ICICI Bank Ltd.
Banks
4,637,000
613
13.85%
2
HDFC Bank Ltd.
Banks
8,050,000
571
12.89%
3
Kotak Mahindra Bank Limited
Banks
9,135,605
381
8.61%
4
Axis Bank Ltd.
Banks
2,800,000
343
7.76%
5
State Bank of India
Banks
2,800,000
269
6.07%
6
Shriram Finance Ltd.
Finance
1,900,000
187
4.22%
7
Bajaj Finance Ltd.
Finance
1,825,000
175
3.96%
8
SBI Life Insurance Company Ltd.
Insurance
970,000
165
3.72%
9
Five-Star Business Finance Limited
Finance
2,283,192
118
2.67%
10
Au Small Finance Bank Ltd.
Banks
1,050,000
106
2.40%
11
Karur Vysya Bank Ltd.
Banks
2,597,455
84
1.91%
12
ICICI Lombard General Insurance Co
Insurance
525,000
83
1.89%
13
Home First Finance Company India Ltd
Finance
685,710
76
1.71%
14
Angel One Ltd.
Capital Markets
2,700,000
74
1.67%
15
Billionbrains Garage Ventures Limited (Groww)
Capital Markets
4,000,000
74
1.66%
16
Equitas Small Finance Bank Ltd
Banks
10,476,971
72
1.63%
17
Life Insurance Corporation of India
Insurance
1,800,000
71
1.61%
18
PNB Housing Finance Ltd.
Finance
637,676
71
1.61%
19
Max Financial Services Ltd.
Insurance
450,000
62
1.40%
20
CanFin Homes Ltd.
Finance
860,260
62
1.40%
21
Bandhan Bank Ltd.
Banks
3,404,300
61
1.37%
22
Poonawalla Fincorp Ltd
Finance
1,348,617
60
1.35%
23
Tata Capital Ltd.
Finance
1,700,000
56
1.26%
24
Mahindra & Mahindra Financial Services Ltd.
Finance
1,600,000
52
1.17%
25
ICICI PRUDENTIAL ASSET MANAGEMENT COMPANY LIMITED
Capital Markets
163,132
51
1.16%
26
SBI Funds Management Limited
Capital Markets
995,158
51
1.16%
27
Fusion Finance Limited
Finance
2,832,089
50
1.12%
28
360 ONE WAM LIMITED
Capital Markets
460,000
47
1.07%
29
Indusind Bank Ltd.
Banks
500,000
45
1.02%
30
OnEMI Technology Solutions Limited
Finance
1,210,893
45
1.01%
HDFC Banking & Financial Services Fund
Regular Plan · Growth Option · where the money sits
What the manager did last month
Between the filings of 30 Jun 2026 and 31 Jul 2026.
A position grows because the manager bought or because the price rose; only the share count separates them.
Bought
Sold
New positions
Sold out of
Price move of holdings
₹76 cr
₹133 cr
3
2
+0.59%
Stock
Shares traded
Shares
Price
Value ₹ cr
New position
360 ONE WAM LIMITED
460,000
entered
—
52.2
SBI Funds Management Limited
795,158
entered
—
46.9
Creditaccess Grameen Limited
253,359
entered
—
40.4
Added to
SBI Life Insurance Company Ltd.
200,000
+26.0%
+6.6%
37.6
Repco Home Finance Ltd.
436,041
+168.4%
-7.8%
16.8
Kotak Mahindra Bank Limited
300,000
+3.4%
-0.5%
11.7
PB Fintech Limited
25,000
+8.5%
-1.7%
4.0
Mahindra & Mahindra Financial Services Ltd.
100,000
+6.7%
+22.2%
3.9
SBFC Finance Limited
236,778
+7.9%
-0.4%
2.1
Trimmed
HDFC Bank Ltd.
400,000
-4.7%
-6.2%
29.9
Shriram Finance Ltd.
244,112
-11.4%
+0.4%
25.6
OnEMI Technology Solutions Limited
643,187
-33.9%
+13.7%
20.4
Indusind Bank Ltd.
170,000
-22.1%
+9.6%
17.2
Medi Assist Healthcare Services Limited
372,723
-66.3%
-2.1%
13.3
Axis Bank Ltd.
87,000
-3.0%
-8.6%
10.7
Karur Vysya Bank Ltd.
200,000
-7.2%
+15.7%
6.9
Au Small Finance Bank Ltd.
50,000
-4.6%
+1.0%
5.2
Sold out of
Bajaj Finserv Ltd.
191,140
exited
—
34.0
One 97 Communications Limited
100,000
exited
—
11.4
Not equity
Previous filing
This filing
Change
Cash, repo and TREPS
₹0 cr
₹0 cr
+₹0 cr
The list above is stocks and fund units. Treasury bills, repo and money-market
lines roll over every month by design — they are not decisions, so they are totalled here rather
than listed as activity.
A ₹10,000 monthly SIP over five years
Invested
Value
Gain
XIRR
₹600,000
₹824,779
₹224,779
12.69%
XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has
been invested for a different length of time.
Not investment advice. InvestVerdict is not a SEBI-registered Investment
Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the
portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past
returns do not predict future ones. Generated 30 Oct 2026.
