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InvestVerdict

TRUSTMF Short Term Fund

Direct Plan · Growth · Mutual fund · Scheme code 149076

NAV₹1,363.6654as on 27 Oct 2026
Fund houseTrust Mutual Fund
CategoryMutual fund
Plan & optionDirect · Growth
History5.1 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.282.152.58 5.347.156.21 ——6.25

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 1.2% 0.52 0.93 — — -1.1% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

97111125139202220242026InvestVerdict

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
981 2.4% 7.1% 10.2% 0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

TRUSTMF Short Term Fund

Direct Plan · Growth

Allocation

By asset

Debt80.48%
Cash & Equivalents18.94%
Unclassified0.58%

By market cap

Unclassified180.37%

Concentration

Number of stocks13
Top 5 stocks41.75%
Top 10 stocks77.58%
Top 20 stocks81.06%
Lines in the filing15
Largest holding9.86%
Largest sectorCRISIL AAA 62.85%
Effective stocks16.2
Sectors held4
Cash18.94%

Effective stocks is what the concentration works out to: a fund holding 13 names but most of its money in a few behaves like a fund of 16. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

CRISIL AAA — 62.9%Cash & Equivalents — 18.9%Sovereign — 10.4%CRISIL A1+ — 7.2%Other — 0.6%CRISIL AAA62.9%Cash & Equivalents18.9%Sovereign10.4%CRISIL A1+7.2%Other0.6%
CRISIL AAA62.85%
Cash & Equivalents18.94%
Sovereign10.39%
CRISIL A1+7.24%
Unclassified0.58%
InvestVerdict

TRUSTMF Short Term Fund

Direct Plan · Growth · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 TREPS 01-Oct-2026 Unclassified — 12 17.97%
2 7.35% Export Import Bank of India (27/07/2028) CRISIL AAA 650,000 6 9.86%
3 7.48% National Bank For Agriculture and Rural Development (15/09/2028) CRISIL AAA 600,000 6 9.09%
4 7.83% Small Industries Dev Bank of India (24/11/2028) CRISIL AAA 500,000 5 7.61%
5 7.74% LIC Housing Finance Limited (11/02/2028) CRISIL AAA 500,000 5 7.60%
6 7.7951% Bajaj Finance Limited (10/12/2027) CRISIL AAA 500,000 5 7.59%
7 6.95% REC Limited (18/02/2028) CRISIL AAA 500,000 5 7.54%
8 6.94% Government of India (11/05/2036) Sovereign 500,000 5 7.49%
9 6.47% Indian Railway Finance Corporation Limited (30/05/2028) CRISIL AAA 500,000 5 7.48%
10 Indian Bank (21/06/2027) CRISIL A1+ 500,000 5 7.24%
11 7.20% Power Grid Corporation of India Limited (09/08/2027) CRISIL AAA 400,000 4 6.08%
12 364 Days Tbill (MD 04/03/2027) Sovereign 175,000 2 2.60%
13 Net Receivables / (Payables) Unclassified — 1 0.97%
14 Corporate Debt Market Development Fund Unclassified 320 0 0.58%
15 91 Days Tbill (MD 08/10/2026) Sovereign 20,000 0 0.30%
InvestVerdict

TRUSTMF Short Term Fund

Direct Plan · Growth · where the money sits

A ₹10,000 monthly SIP over five years

InvestedValueGainXIRR
₹600,000 ₹712,148 ₹112,148 6.79%

XIRR, not CAGR — a SIP's money arrives over sixty months, so each instalment has been invested for a different length of time.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 28 Oct 2026.