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InvestVerdict

SBI Fixed Maturity Plan (FMP) - Series 55 (1849 Days)

Direct Plan · Growth · Mutual fund · Scheme code 149345

NAV₹13.4531as on 27 Oct 2026
Fund houseSBI Mutual Fund
CategoryMutual fund
Plan & optionDirect · Growth
History4.7 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.441.482.83 5.957.37— ——6.22

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 0.7% 1.20 2.40 — — -3.5% —

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the — months this scheme and its benchmark share.

Growth of ₹100 since launch

95109122136202220242026InvestVerdict

Drawdown from peak (%)

0%-1%-3%-4%202220242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
1,321 2.1% 7.6% 9.4% 0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

InvestVerdict

SBI Fixed Maturity Plan (FMP) - Series 55 (1849 Days)

Direct Plan · Growth

Allocation

By asset

Debt96.29%
Cash & Equivalents3.71%

By market cap

Unclassified97.60%

Concentration

Number of stocks17
Top 5 stocks70.38%
Top 10 stocks89.55%
Top 20 stocks96.29%
Lines in the filing19
Largest holding18.08%
Largest sectorSovereign 96.29%
Effective stocks8.5
Sectors held1
Cash3.71%

Effective stocks is what the concentration works out to: a fund holding 17 names but most of its money in a few behaves like a fund of 9. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Sovereign — 96.3%Cash & Equivalents — 3.7%Sovereign96.3%Cash & Equivalents3.7%
Sovereign96.29%
Cash & Equivalents3.71%
InvestVerdict

SBI Fixed Maturity Plan (FMP) - Series 55 (1849 Days)

Direct Plan · Growth · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 7.39% State Government of Haryana 2026 Sovereign 5,000,000 50 18.08%
2 7.14% State Government of Karnataka 2026 Sovereign 5,000,000 50 18.06%
3 7.42% State Government of Uttarakhand 2026 Sovereign 4,000,000 40 14.47%
4 364 DAY T-BILL 03.12.26 Sovereign 3,000,000 30 10.73%
5 6.84% State Government of Tamil Nadu 2026 Sovereign 2,500,000 25 9.04%
6 6.82% State Government of Rajasthan 2026 Sovereign 2,500,000 25 9.04%
7 5.74% CGL 2026 Sovereign 1,100,000 11 3.97%
8 Net Receivable / Payable Unclassified — 7 2.37%
9 GOI 15.12.2026 GOV Sovereign 620,000 6 2.21%
10 GOI 12.12.2026 GOV Sovereign 600,000 6 2.14%
11 7.57% State Government of Gujarat 2026 Sovereign 500,000 5 1.81%
12 7.05% State Government of Gujarat 2026 Sovereign 500,000 5 1.81%
13 7.08% State Government of Karnataka 2026 Sovereign 500,000 5 1.81%
14 TREPS Unclassified — 4 1.34%
15 GOI 26.10.2026 GOV Sovereign 235,000 2 0.85%
16 GOI 06.11.2026 GOV Sovereign 223,800 2 0.80%
17 GOI 22.10.2026 GOV Sovereign 203,200 2 0.73%
18 7.10% State Government of West Bengal 2026 Sovereign 105,100 1 0.38%
19 GOI 01.12.2026 GOV Sovereign 100,000 1 0.36%
InvestVerdict

SBI Fixed Maturity Plan (FMP) - Series 55 (1849 Days)

Direct Plan · Growth · where the money sits

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 29 Oct 2026.