InvestVerdict
Union Retirement Fund
Direct Plan · Growth Option · Retirement Funds · Scheme code 150554
Fund houseUnion Mutual Fund
CategoryRetirement Funds
Plan & optionDirect · Growth Option
History3.9 years
Returns (%)
| 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y | Launch | |
|---|---|---|---|---|---|---|---|---|---|
| This scheme | 2.48 | 6.65 | 5.70 | 11.32 | 15.01 | — | — | — | 17.13 |
| Nifty 100 benchmark |
0.25 | 3.49 | -1.52 | 1.84 | 10.52 | 9.38 | — | — | 12.79 |
| Retirement Funds category median |
— | — | — | 4.70 | 9.91 | 9.47 | — | 10.66 | — |
Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.
Risk
| Volatility | Sharpe | Sortino | Beta | Alpha | Max fall | R² | |
|---|---|---|---|---|---|---|---|
| This scheme | 13.0% | 0.66 | 0.92 | 0.90 | 6.25% | -17.8% | 87.04 |
| Nifty 100 benchmark |
17.1% | 0.23 | 0.32 | — | — | -37.0% | — |
Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 47 months this scheme and its benchmark share.
Growth of ₹100 since launch
Drawdown from peak (%)
Every one-year period it has lived through
| Windows | Worst | Median | Best | Periods that lost money |
|---|---|---|---|---|
| 143 | -1.5% | 11.8% | 46.0% | 1% |
Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.