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InvestVerdict

UTI Balanced Advantage Fund

Regular Plan · Growth · Balanced Advantage · Scheme code 151882

NAV₹12.2550as on 30 Oct 2026
Fund houseUTI Mutual Fund
CategoryBalanced Advantage
Plan & optionRegular · Growth
History3.0 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 0.584.36-0.26 1.298.28— ——8.29
Nifty 100
benchmark		 0.253.49-1.52 1.8410.529.38 ——12.79
Balanced Advantage
category median		 ——— -3.707.517.01 —9.06—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 8.6% 0.21 0.28 0.59 -0.66% -10.8% 95.97
Nifty 100
benchmark		 14.4%0.28 0.40—— -37.0%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 36 months this scheme and its benchmark share.

Growth of ₹100 since launch

9711012213520242026InvestVerdict

Drawdown from peak (%)

0%-4%-8%-12%20242026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
504 -4.5% 7.8% 23.2% 14%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
64% 56% 0.98 6.2% -0.38 2.97

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 36 months this scheme and Nifty 100 share.

InvestVerdict

UTI Balanced Advantage Fund

Regular Plan · Growth

Allocation

By asset

Equity68.71%
Debt24.98%
Cash & Equivalents4.82%
REITs / InvITs1.47%

By market cap

Large Cap57.31%
Mid Cap8.72%
Small Cap3.14%
Unclassified25.99%

Concentration

Number of stocks86
Top 5 stocks24.82%
Top 10 stocks39.07%
Top 20 stocks56.67%
Lines in the filing88
Largest holding6.71%
Largest sectorDiversified Metals —
Effective stocks42.7
Sectors held37
Cash4.82%

Effective stocks is what the concentration works out to: a fund holding 86 names but most of its money in a few behaves like a fund of 43. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Banks — 23.1%CRISIL-AAA — 11.7%IT - Software — 5.7%SOV — 4.9%Cash & Equivalents — 4.8%Automobiles — 4.8%Petroleum Products — 4.3%Telecom - Services — 3.5%Consumer Durables — 3.3%Other — 34.0%Banks23.1%CRISIL-AAA11.7%IT - Software5.7%SOV4.9%Cash & Equivalents4.8%Automobiles4.8%Petroleum Products4.3%Telecom - Services3.5%Consumer Durables3.3%Other34.0%
Banks23.06%
CRISIL-AAA11.65%
IT - Software5.68%
SOV4.93%
Cash & Equivalents4.82%
Automobiles4.75%
Petroleum Products4.29%
Telecom - Services3.50%
Consumer Durables3.30%
Retailing3.24%
CARE-A1+3.09%
Pharmaceuticals & Biotechnology2.61%
CRISIL-A1+2.39%
Finance2.29%
ICRA-AAA2.07%
Construction1.67%
Insurance1.56%
Healthcare Services1.51%
-1.47%
Cement & Cement Products1.29%
InvestVerdict

UTI Balanced Advantage Fund

Regular Plan · Growth · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 EQ - HDFC BANK LIMITED Banks 2,705,863 — 6.71%
2 EQ - ICICI BANK LTD Banks 1,427,832 — 6.61%
3 NET CURRENT ASSETS Unclassified — — 4.80%
4 EQ - RELIANCE INDUSTRIES LTD. Petroleum Products 1,032,167 — 4.29%
5 7.06% GS MAT - 10/04/2028 SOV 1,050,000,000 — 3.71%
6 EQ - BHARTI AIRTEL LTD. Telecom - Services 568,479 — 3.50%
7 EQ - KOTAK MAHINDRA BANK LTD. Banks 2,305,759 — 3.37%
8 EQ - AXIS BANK LTD. Banks 677,084 — 2.91%
9 EQ - INFOSYS LTD. IT - Software 785,332 — 2.73%
10 EQ - STATE BANK OF INDIA Banks 813,341 — 2.73%
11 EQ - ETERNAL LIMITED Retailing 2,237,532 — 2.51%
12 EQ - BAJAJ FINANCE LTD. Finance 682,779 — 2.29%
13 NCD EXPORT IMPORT BANK OF INDIA ICRA-AAA 6,000 — 2.07%
14 EQ - MAHINDRA & MAHINDRA LTD. Automobiles 195,454 — 2.02%
15 EQ - TITAN COMPANY LTD. Consumer Durables 117,708 — 1.89%
16 NCD EXPORT IMPORT BANK OF INDIA CRISIL-AAA 5,000 — 1.74%
17 CD - SMALL INDST. DEV. BANK OF INDIA - 04/02/2027 CARE-A1+ 500,000,000 — 1.71%
18 CP EXPORT IMPORT BANK OF INDIA CRISIL-A1+ 500,000,000 — 1.71%
19 EQ - LARSEN & TOUBRO LTD. Construction 115,231 — 1.52%
20 NCD BAJAJ FINANCE LTD. CRISIL-AAA 4,000 — 1.36%
21 EQ - ULTRATECH CEMENT LTD. Cement & Cement Products 33,498 — 1.29%
22 EQ - ADANI PORTS AND SPECIAL ECONO Transport Infrastructure 200,000 — 1.26%
23 EQ - COAL INDIA LTD. Consumable Fuels 702,759 — 1.05%
24 EQ - ITC LTD. Diversified FMCG 1,122,515 — 1.03%
25 EQ - MARUTI SUZUKI INDIA LTD. Automobiles 24,350 — 1.02%
26 EQ - TATA CONSULTANCY SERVICES LTD. IT - Software 135,025 — 0.97%
27 NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CRISIL-AAA 2,500 — 0.88%
28 NCD BHARTI TELECOM LTD. CRISIL-AAA 2,500 — 0.88%
29 NCD POWER FINANCE CORPORATION LTD. CRISIL-AAA 250 — 0.88%
30 EQ - JSW STEEL LTD. Ferrous Metals 200,250 — 0.88%
InvestVerdict

UTI Balanced Advantage Fund

Regular Plan · Growth · where the money sits

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 1 Nov 2026.