DSP Banking & Financial Services Fund

Regular Plan · Growth · Sectoral / Thematic · Scheme code 152208

NAV₹13.5910as on 30 Oct 2026

Fund houseDSP Mutual Fund

CategorySectoral / Thematic

Plan & optionRegular · Growth

History2.7 years

Returns (%)

	1M	3M	6M	1Y	3Y	5Y	7Y	10Y	Launch
This scheme	2.73	9.39	5.69	19.44	—	—	—	—	16.53
Nifty 500 benchmark	0.87	4.31	2.15	5.20	12.49	11.41	—	—	15.49
Sectoral / Thematic category median	—	—	—	-6.58	11.54	8.85	—	12.68	—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

	Volatility	Sharpe	Sortino	Beta	Alpha	Max fall	R²
This scheme	15.6%	0.64	1.01	0.92	8.50%	-14.8%	76.96
Nifty 500 benchmark	15.2%	0.39	0.58	—	—	-37.3%	—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 32 months this scheme and its benchmark share.

Growth of ₹100 since launch

Drawdown from peak (%)

Every one-year period it has lived through

Windows	Worst	Median	Best	Periods that lost money
426	1.6%	16.7%	30.1%	0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up capture	Down capture	Correlation	Tracking error	Information ratio	Treynor
116%	74%	0.88	7.6%	1.10	11.00

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 32 months this scheme and Nifty 500 share.

DSP Banking & Financial Services Fund

Regular Plan · Growth

Allocation

By asset

Equity	98.53%
Cash & Equivalents	1.47%

By market cap

Large Cap	52.91%
Mid Cap	18.86%
Small Cap	25.79%
Unclassified	0.97%

Concentration

Number of stocks	35
Top 5 stocks	31.26%
Top 10 stocks	53.43%
Top 20 stocks	86.61%
Lines in the filing	37

Largest holding	9.70%
Largest sector	Banks 48.38%
Effective stocks	22.7
Sectors held	5
Cash	1.47%

Effective stocks is what the concentration works out to: a fund holding 35 names but most of its money in a few behaves like a fund of 23. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Banks	48.38%
Finance	23.56%
Insurance	12.44%
Capital Markets	10.45%
Financial Technology (Fintech)	3.70%
Cash & Equivalents	1.47%

DSP Banking & Financial Services Fund

Regular Plan · Growth · holdings

Top 30 holdings

#	Company	Sector	Shares held	Value ₹ cr	% of fund
1	ICICI Bank Limited	Banks	1,493,211	197	9.70%
2	HDFC Bank Limited	Banks	1,742,048	123	6.07%
3	Axis Bank Limited	Banks	945,477	116	5.70%
4	Cholamandalam Investment and Finance Co Limited	Finance	648,236	105	5.16%
5	State Bank of India	Banks	982,113	94	4.63%
6	Kotak Mahindra Bank Limited	Banks	2,259,340	94	4.63%
7	Ujjivan Small Finance Bank Limited	Banks	13,773,545	93	4.57%
8	Shriram Finance Limited	Finance	924,907	91	4.47%
9	Bajaj Finance Limited	Finance	916,898	88	4.32%
10	Max Financial Services Limited	Insurance	618,509	85	4.18%
11	Canara HSBC Life Insurance Co Limited	Insurance	5,651,833	84	4.13%
12	City Union Bank Limited	Banks	3,569,974	81	3.97%
13	SBI Life Insurance Co Limited	Insurance	464,497	79	3.87%
14	Aditya Birla Capital Limited	Finance	1,937,459	74	3.62%
15	Multi Commodity Exchange Of India Limited	Capital Markets	210,332	69	3.41%
16	Aadhar Housing Finance Limited	Finance	1,556,739	68	3.34%
17	PB Fintech Limited	Financial Technology (Fintech)	576,184	61	3.01%
18	Karur Vysya Bank Limited	Banks	1,678,135	55	2.68%
19	PNB Housing Finance Limited	Finance	479,913	54	2.64%
20	Bank Of Maharashtra	Banks	6,431,692	51	2.51%
21	Union Bank Of India	Banks	2,923,949	50	2.46%
22	TREPS / Reverse Repo Investments	Unclassified	—	33	1.63%
23	Aditya Birla Sun Life AMC Limited	Capital Markets	309,115	31	1.51%
24	Bank of India	Banks	2,280,779	30	1.46%
25	BSE Limited	Capital Markets	93,164	29	1.42%
26	Prudent Corporate Advisory Services Limited	Capital Markets	91,268	29	1.40%
27	National Stock Exchange Of India Limited	Capital Markets	112,048	20	0.97%
28	Kfin Technologies Limited	Capital Markets	207,338	17	0.86%
29	Seshaasai Technologies Limited	Financial Technology (Fintech)	378,829	14	0.69%
30	Nippon Life India Asset Management Limited	Capital Markets	126,754	14	0.67%

DSP Banking & Financial Services Fund

Regular Plan · Growth · where the money sits

What the manager did last month

Between the filings of 30 Jun 2026 and 31 Jul 2026. A position grows because the manager bought or because the price rose; only the share count separates them.

Bought	Sold	New positions	Sold out of	Price move of holdings
₹43 cr	₹24 cr	2	2	+1.88%

Stock	Shares traded	Shares	Price	Value ₹ cr
New position
BSE Ltd	65,398	entered	—	23.9
Bank of India	1,686,870	entered	—	23.3
Added to
Max Financial Services Ltd	162,399	+38.8%	-5.4%	24.3
PB Fintech Ltd	52,728	+10.7%	-1.7%	8.4
Union Bank Of India	190,963	+7.0%	-0.7%	3.3
Canara HSBC Life Insurance Co Ltd	218,240	+4.0%	+4.7%	3.2
PNB Housing Finance Ltd	19,201	+4.2%	+1.4%	2.0
Kfin Technologies Ltd	17,105	+9.0%	+6.6%	1.6
Trimmed
Multi Commodity Exchange Of India Ltd	78,902	-27.3%	-5.1%	21.2
Ujjivan Small Finance Bank Ltd	438,836	-3.2%	+21.5%	3.2
Sold out of
Bank of Baroda	422,322	exited	—	11.5
Canara Robeco Asset Management Company Limited	24,191	exited	—	0.6

Not equity	Previous filing	This filing	Change
Cash, repo and TREPS	₹0 cr	₹0 cr	+₹0 cr

The list above is stocks and fund units. Treasury bills, repo and money-market lines roll over every month by design — they are not decisions, so they are totalled here rather than listed as activity.

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 1 Nov 2026.