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InvestVerdict

Union Multi Asset Allocation Fund

Regular Plan · IDCW Option · Multi Asset Allocation · Scheme code 152785

NAV₹10.7700as on 30 Oct 2026
Fund houseUnion Mutual Fund
CategoryMulti Asset Allocation
Plan & optionRegular · IDCW Option
History2.0 years

Returns (%)

 1M3M6M1Y3Y5Y7Y10YLaunch
This scheme 2.904.370.32 16.97—— ——11.28
Nifty 100
benchmark		 0.253.49-1.52 1.8410.529.38 ——12.79
Multi Asset Allocation
category median		 ——— -0.8211.398.92 —9.80—

Over a year annualised (CAGR), under a year absolute. Computed from AMFI's published NAV history for this scheme.

Risk

 VolatilitySharpeSortinoBetaAlphaMax fallR²
This scheme 11.4% 0.42 0.58 0.66 10.12% -12.5% 78.06
Nifty 100
benchmark		 14.4%0.28 0.40—— -37.0%—

Risk-free rate 6.5%. Beta, alpha and R² are regressed on the 23 months this scheme and its benchmark share.

Growth of ₹100 since launch

911041161282026InvestVerdict

Drawdown from peak (%)

0%-5%-9%-14%2026

Every one-year period it has lived through

WindowsWorstMedianBestPeriods that lost money
236 7.3% 15.8% 31.6% 0%

Every one-year holding period in this scheme's history, not just the last one — the spread a real investor would have met depending only on when they started.

How it behaves against its benchmark

Up captureDown captureCorrelation Tracking errorInformation ratioTreynor
86% 25% 0.88 7.5% 1.74 6.76

Up capture is how much of the benchmark's gain this scheme kept in the months the benchmark rose; down capture, how much of its fall it took. Below 100 on the down side and above it on the up side is the combination every fund is trying for and few reach. Measured over the 23 months this scheme and Nifty 100 share.

InvestVerdict

Union Multi Asset Allocation Fund

Regular Plan · IDCW Option

Allocation

By asset

Equity67.05%
Gold11.71%
Debt11.37%
Cash & Equivalents4.18%
Silver3.95%

By market cap

Large Cap40.10%
Mid Cap8.40%
Small Cap16.23%
Unclassified29.35%

Concentration

Number of stocks86
Top 5 stocks27.01%
Top 10 stocks39.31%
Top 20 stocks54.84%
Lines in the filing93
Largest holding11.71%
Largest sectorCapital Markets 17.88%
Effective stocks35.6
Sectors held35
Cash4.18%

Effective stocks is what the concentration works out to: a fund holding 86 names but most of its money in a few behaves like a fund of 36. Cash includes repo and TREPS, which every fund parks money in overnight.

Sector split

Capital Markets — 17.9%Banks — 16.8%CRISIL AAA — 8.4%Cash & Equivalents — 5.9%Pharmaceuticals & Biotechnology — 3.1%Auto Components — 3.0%Construction — 3.0%Other — 40.2%Capital Markets17.9%Banks16.8%CRISIL AAA8.4%Cash & Equivalents5.9%Pharmaceuticals & Biotech…3.1%Auto Components3.0%Construction3.0%Other40.2%
Capital Markets17.88%
Banks16.83%
CRISIL AAA8.35%
Cash & Equivalents5.92%
Pharmaceuticals & Biotechnology3.14%
Auto Components3.02%
Construction2.95%
IT - Software2.59%
CRISIL A1+2.45%
Petroleum Products2.44%
Consumer Durables2.42%
Power2.36%
Retailing2.32%
Finance2.28%
Telecom - Services2.18%
Automobiles1.95%
Electrical Equipment1.87%
Transport Services1.86%
IT - Services1.83%
Industrial Products1.75%
InvestVerdict

Union Multi Asset Allocation Fund

Regular Plan · IDCW Option · holdings

Top 30 holdings

#CompanySectorShares held Value
₹ cr		% of fund
1 Union Gold ETF Capital Markets 8,010,000 116 11.71%
2 TREPS Unclassified — 62 6.28%
3 ICICI Bank Ltd. Banks 335,700 44 4.49%
4 HDFC Bank Ltd. Banks 585,000 41 4.19%
5 ICICI Prudential Silver ETF Capital Markets 1,785,000 39 3.95%
6 Bharti Airtel Ltd. Telecom - Services 149,995 26 2.67%
7 National Bank for Agriculture and Rural Development CRISIL AAA 250,000,000 25 2.49%
8 Axis Bank Ltd. Banks 198,375 24 2.46%
9 REC Ltd. CRISIL AAA 250,000,000 24 2.46%
10 Canara Bank CRISIL A1+ 250,000,000 24 2.45%
11 Reliance Industries Ltd. Petroleum Products 203,073 24 2.44%
12 Power Finance Corporation Ltd. CRISIL AAA 250,000,000 24 2.44%
13 State Bank of India Banks 241,000 23 2.34%
14 Bajaj Finance Ltd. Finance 173,000 17 1.68%
15 Larsen & Toubro Ltd. Construction 40,400 15 1.54%
16 Kotak Mahindra Bank Ltd. Banks 355,000 15 1.50%
17 Engineers India Ltd. Construction 420,000 13 1.32%
18 Infosys Ltd. IT - Software 127,933 13 1.29%
19 Eternal Ltd. Retailing 357,000 11 1.16%
20 Gabriel India Ltd. Auto Components 85,000 11 1.15%
21 Maruti Suzuki India Ltd. Automobiles 9,150 11 1.11%
22 Kirloskar Oil Engines Ltd. Industrial Products 46,300 11 1.08%
23 Clean Max Enviro Energy Solutions Ltd. Power 79,500 11 1.07%
24 LG Electronics India Ltd. Consumer Durables 61,000 11 1.06%
25 Karur Vysya Bank Ltd. Banks 312,000 10 1.02%
26 Dhoot Transmission Ltd. Auto Components 65,869 10 0.99%
27 Dr. Lal Path labs Ltd. Healthcare Services 48,545 10 0.98%
28 Power Finance Corporation Ltd. CRISIL AAA 100,000,000 9 0.96%
29 Inventurus Knowledge Solutions Ltd. IT - Services 52,000 9 0.92%
30 Tata Motors Ltd. Agricultural, Commercial & Construction Vehicles 211,497 9 0.90%
InvestVerdict

Union Multi Asset Allocation Fund

Regular Plan · IDCW Option · where the money sits

Not investment advice. InvestVerdict is not a SEBI-registered Investment Adviser or Research Analyst. Every figure is computed from AMFI's published NAV history and the portfolio the AMC filed with AMFI; none of it is a recommendation to buy, hold or sell. Past returns do not predict future ones. Generated 31 Oct 2026.